Bank · FDIC insured
Central Bank of Kansas City
A $410.2M bank headquartered in Kansas City, MO, with 2 branches in Missouri. Best rates: CDs 4.06% and savings 1.76% APY.
Central Bank of Kansas City Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#19 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Central Bank of Kansas City
Central Bank of Kansas City is a certified Community Development Financial Institution headquartered in Kansas City, Missouri.
The bank focuses on serving Kansas City communities by funding affordable housing projects, small businesses, and job development.
- Headquarters
- 2301 Independence Boulevard, Kansas City, MO 64124
- FDIC certificate
- 17009 ↗
Branches
2 branches in Missouri
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Missouri
2 branches
- Central Bank of Kansas CityMain office2301 Independence Boulevard, Kansas City, MO 64124Directions
- Drive-In Branch3740 E Truman Rd, Kansas City, MO 64127Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.95% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.94% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio11.95%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.94%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Central Bank of Kansas City are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.