Bank Northwest Savings & Money Market Rates

How Bank Northwest’s savings rates compare

Compared with banks and credit unions near Kansas City, MO-KS, where Bank Northwest has the most branches. $10,000, best rate first.

This bank’s best
Bank Northwest
1.87%APY
Minimum
$2,500
Earns on $10,000 a year
$187
PINNACLE MONEY MARKET
Top rate
Truity Credit Union
3.75%APY
Minimum
$0
Earns on $10,000 a year
$375
Truity Credit Union rates
2nd-highest rate
UMB Bank
3.71%APY
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates

Compare savings rates near you →

89

Savings score

Higher than 87% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.75%
$10,000 balance$10,0001.87%
$100,000 balance$100,0002.53%
QualifiedQualified1.87%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Bank Northwest ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

PINNACLE MONEY MARKET

1.87%APY$2,500 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.50%	—
$10,000 – $50,000	1.87%	$187
$50,000 – $100,000	2.32%	—
$100,000 – $250,000	2.53%	—
$250,000 – $1,000,000	3.04%	—
$1,000,000 – $1,500,000	3.30%	—
$1,500,000 – $100,000,000	3.56%	—

Sources (1)

banknw.com/current-rates · captured Sep 17, 2026

Northwest Heritage Savings

0.75%APY$100 to open

Interest compounds and pays quarterly. Low minimum $100 daily balance to avoid $2 fee. Make up to 6 teller withdrawals, transfers from or ATM withdrawals per month; $1 activity fee applies if more than 6 debit transactions per month are made.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceInterest compounds and pays quarterly. $100 daily balance required to avoid $2 fee.Any balance	0.75%	$75	Interest compounds and pays quarterly. $100 daily balance required to avoid $2 fee.

Sources (2)

All captured Sep 17, 2026

Northwest Legacy Money Market

0.25%APY$2,500 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.25%	$25

Sources (1)

banknw.com/current-rates · captured Sep 17, 2026

Special-purpose accounts

Christmas Club Account

0.75%APYClub$20 to open

Open account at any time during the year. Interest credited October 31.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceInterest credited October 31.Any balance	0.75%	$75	Interest credited October 31.