Bank · FDIC insured
Central Bank of Kansas City Savings Rates
Central Bank of Kansas City’s best savings rate is 1.76% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Central Bank of Kansas City’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Central Bank of Kansas City has the most branches. $10,000, best rate first.
This bank’s best
Central Bank of Kansas City
1.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $176
Money Market
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Central Bank of Kansas City savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0001.26%
- $10,000 balance$10,0001.76%
- $100,000 balance$100,0002.27%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Central Bank of Kansas City ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.76%APY
The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. | 0.00% | — | The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. |
| $1,000 – $10,000The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. | 1.26% | — | The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. |
| $10,000 – $25,000The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. | 1.76% | $176 | The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. |
| $25,000 – $250,000The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. | 2.27% | — | The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. |
| $250,000 – $1,000,000The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. | 2.78% | — | The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. |
| $1,000,000 and upThe interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. | 3.30% | — | The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account. |
Sources (2)
All captured Oct 16, 2026
cb Savings
0.25%APY
Interest earned quarterly on balances of $100 or more. No monthly fees when maintaining minimum balance. Interest rate and APY may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest earned quarterly on balances of $100 or more. No monthly fees when maintaining minimum balance. Variable rate subject to change.$100 and up | 0.25% | $25 | Interest earned quarterly on balances of $100 or more. No monthly fees when maintaining minimum balance. Variable rate subject to change. |
Sources (3)
- centralbankkc.com/personal/personal-banking-overview
- centralbankkc.com/personal/savings-accounts
- centralbankkc.com/resources/current-rates
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.