Compare Bank & Credit Union Rates
Best savings rates in St. Peters, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in St. Peters, MO
- CNB St. Louis BankForward Savings AccountSavings · $1,000 min · 0.25%–3.50% by balance
Bank · 1 branch
3.50%APY$350 a year on $10,000Requirements
Product: Available to consumer accounts only (individual, joint, trust, and UTMA). Limited to one account per primary owner. Accounts with a $0 balance for 30 days will automatically close. Does not include debit card or ATM access.
Offer: Interest accrues daily and is compounded quarterly. Rates are variable and may change after account opening.
Compounded quarterly · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Forward Savings Account Balance APY Up to $1,000,000Your amount 3.50% Over $1,000,000 0.25% Rate checked
More details - Neighbors Credit UnionPremier Relationship Money MarketPremier Relationship Money Market · $0 min · 0.00%–3.35% by balance
Credit union · 1 branch
3.35%APY$335 a year on $10,000with conditionsRequirements
Product: Requires a premier loan relationship: commercial, mortgage, or home equity loan with an open amount of $100,000 or greater, or a home equity line of credit with a credit line of $100,000 or greater. Minimum $10,000 to open.
Qualified rate
Rate by balance
Rate by balance for Premier Relationship Money Market Balance APY Up to $9,999 0.00% $10,000 and upYour amount 3.35% Rate checked
More details - Neighbors Credit UnionPremier Relationship Money MarketPremier Relationship Money Market · $10,000 min · 0.00%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Requires a premier loan relationship: commercial, mortgage, or home equity loan with an open amount of $100,000 or greater, or a home equity line of credit with a credit line of $100,000 or greater. Minimum $10,000 to open.
Offer: Requires qualifying mortgage, home equity, or commercial loan relationship of $100,000 or greater.
Qualified rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Premier Relationship Money Market Balance APY Up to $10,000 0.00% $10,000 and upYour amount 3.25% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: May be opened in-branch or online. Variable-rate account; interest rate may change after account is opened. $5.00 Monthly Maintenance Fee can be avoided by maintaining an open Icon Checking Account or having an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
Offer: Variable-rate account. Avoid the $5.00 monthly fee with an open Icon Checking Account or an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Community Credit UnionMoney Management (Money Market)Money Management (Money Market) · $1,000 min · 2.30%–3.05% by balance
Credit union · 1 branch
2.30%APY$230 a year on $10,000Requirements
Product: No minimum deposit to open. No monthly maintenance fee. Dividends calculated daily and paid monthly. Unlimited branch withdrawals; up to 6 free withdrawals and transactions per month (all 6 may be checks, $15 fee for more than 6 checks). Account closed if withdrawal limitations exceeded 3 times in a 12-month period. Effective March 2026, members can no longer withdraw or deposit through ATMs for this account.
Offer: Compounding and crediting frequency: Monthly.
No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Management (Money Market) Balance APY $1,000 – $24,999Your amount 2.30% $25,000 – $49,999 2.90% $50,000 and up 3.05% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must maintain a daily collected balance within each range to obtain the APY for each interest rate tier.
Offer: Must maintain a daily collected balance within range to obtain APY tier.
1.49% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY $1,000 – $500,000Your amount 1.50% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.10% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - 1st Advantage BankPersonal Money MarketPersonal Money Market · $1,000 min · 1.00%–2.10% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Offer: $10.00 service charge per statement cycle if the average daily ledger balance falls below $1,000.00. Must maintain a daily collected balance within range to obtain APY. If collected balance falls below $1,000 on any day, interest is not earned for that day.
1.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.06% $50,000 – $100,000 1.10% $100,000 – $250,000 1.30% $250,000 and up 2.10% Rate checked
More details - Vantage Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires $1,000 minimum deposit to open. No monthly service fee with a $10,000 daily balance. Interest compounded and credited monthly. Limited monthly check writing and fund transfers. Membership eligibility required.
Offer: No monthly service fee with a $10,000 daily balance.
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $20,000Your amount 1.00% $20,000 – $50,000 1.50% $50,000 – $100,000 1.75% $100,000 and up 2.25% Rate checked
More details - Neighbors Credit UnionMoney MarketMoney Market · $2,000 min · 0.80%–2.25% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Start earning interest with just a $2,000 balance. Must open a Regular Savings Account and keep at least a $1 balance to join. Possible fees may apply if account falls below minimum balance requirement or if more than three check withdrawals per month.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.80% $10,000 – $24,999Your amount 0.80% $25,000 – $49,999 2.00% $50,000 – $74,999 2.00% $75,000 – $99,999 2.00% $100,000 – $149,999 2.00% $150,000 and up 2.25% Rate checked
More details - West Community Credit UnionMoney MarketMoney Market · $1,000 min · 0.50%–2.25% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Dividends paid monthly. Up to six withdrawals monthly. Additional deposits accepted. Tiered rates based on balance.
Offer: Minimum daily balance required to earn APY.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 1.00% $50,000 – $74,999 1.50% $75,000 – $99,999 1.75% $100,000 – $249,999 2.00% $250,000 and up 2.25% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A dedicated account for specific goals. All members must maintain a membership share of $5 in every separate account number they own. No monthly fees with eStatements. Rates may change after account opening. Fees could reduce earnings.
Rate by balance
Rate by balance for Special Savings Balance APY Up to $500 0.25% $500 – $2,000 0.25% $2,000 – $5,000 0.25% $5,000 – $10,000 0.25% $10,000 – $20,000Your amount 0.35% $20,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Peters, MO
60 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.03%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch