Bank · FDIC insured
CNB St. Louis Bank
Top CarrotA $812.9M bank headquartered in Maplewood, MO, with 6 branches in Missouri. Best rates: CDs 3.90% and savings 0.25% APY.
CNB St. Louis Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#19 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CNB St. Louis Bank
Founded in 1915, CNB St. Louis Bank is a locally owned and operated bank.
The bank serves the St. Louis area with six branch locations.
- Headquarters
- 7305 Manchester Rd, Maplewood, MO 63143
- FDIC certificate
- 4549 ↗
Branches
6 branches in Missouri
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Missouri
6 branches
- CNB St Louis BankMain office7305 Manchester Rd, Maplewood, MO 63143Directions
- Affton Banking Center Branch9111 Mackenzie Rd, Affton, MO 63123Directions
- Florissant Banking Center Branch430 Saint Ferdinand St, Florissant, MO 63031Directions
- Westport Banking Center Branch11812 Dorsett Rd, Maryland Heights, MO 63043Directions
- St. Charles Branch2145 Bluestone Dr, St. Charles, MO 63303Directions
- St. Peters Branch671 Salt Lick Rd, St. Peters, MO 63376Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.29% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.57% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.36% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio9.29%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.57%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.36%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CNB St. Louis Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.