Credit union · NCUA insured
Vantage Credit Union Savings Rates
Vantage Credit Union’s best savings rate is 1.00% APY on $10,000, with its Premier Money Market. Rates checked October 16, 2026.
How Vantage Credit Union’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Vantage Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Vantage Credit Union
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Premier Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Vantage Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Vantage Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market
1.00%APY
Requires $1,000 minimum deposit to open. No monthly service fee with a $10,000 daily balance. Interest compounded and credited monthly. Limited monthly check writing and fund transfers. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000No monthly service fee with a $10,000 daily balance. | 0.25% | — | No monthly service fee with a $10,000 daily balance. |
| $10,000 – $20,000No monthly service fee with a $10,000 daily balance. | 1.00% | $100 | No monthly service fee with a $10,000 daily balance. |
| $20,000 – $50,000No monthly service fee with a $10,000 daily balance. | 1.50% | — | No monthly service fee with a $10,000 daily balance. |
| $50,000 – $100,000No monthly service fee with a $10,000 daily balance. | 1.75% | — | No monthly service fee with a $10,000 daily balance. |
| $100,000 and upNo monthly service fee with a $10,000 daily balance. | 2.25% | — | No monthly service fee with a $10,000 daily balance. |
Regular Savings
0.35%APY
All members must maintain a membership share of $5 in every separate account number they own. No monthly fees with eStatements. Rates may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.25% | — |
| $500 – $2,000 | 0.25% | — |
| $2,000 – $5,000 | 0.25% | — |
| $5,000 – $10,000 | 0.25% | — |
| $10,000 – $20,000 | 0.35% | $35 |
| $20,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.50% | — |
| $100,000 and up | 0.75% | — |
Special Savings
0.35%APY
A dedicated account for specific goals. All members must maintain a membership share of $5 in every separate account number they own. No monthly fees with eStatements. Rates may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.25% | — |
| $500 – $2,000 | 0.25% | — |
| $2,000 – $5,000 | 0.25% | — |
| $5,000 – $10,000 | 0.25% | — |
| $10,000 – $20,000 | 0.35% | $35 |
| $20,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.50% | — |
| $100,000 and up | 0.75% | — |
Special-purpose accounts
IRA Savings
0.35%APY
All members must maintain a membership share of $5 in every separate account number they own. Rates may change after account opening. Fees could reduce earnings. Available for Traditional or Roth IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.25% | — |
| $500 – $2,000 | 0.25% | — |
| $2,000 – $5,000 | 0.25% | — |
| $5,000 – $10,000 | 0.25% | — |
| $10,000 – $20,000 | 0.35% | $35 |
| $20,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.50% | — |
| $100,000 and up | 0.75% | — |
Holiday Club Savings
0.25%APY
No monthly fees. Funds automatically transfer to account in mid-October. Rate may change after account opening and fees could reduce earnings. Subject to early withdrawal fee. All members must maintain a membership share of $5 in every separate account number they own.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (3)
All captured Sep 17, 2026
Who can join Vantage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.