Bank · FDIC insured
CNB St. Louis Bank Savings Rates
Top CarrotCNB St. Louis Bank’s best savings rate is 0.25% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How CNB St. Louis Bank’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where CNB St. Louis Bank has the most branches. $10,000, best rate first.
This bank’s best
CNB St. Louis Bank
3.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $350
Forward Savings Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
CNB St. Louis Bank savings score
96
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.50%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CNB St. Louis Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Forward Savings Account
3.50%APY
Available to consumer accounts only (individual, joint, trust, and UTMA). Limited to one account per primary owner. Accounts with a $0 balance for 30 days will automatically close. Does not include debit card or ATM access.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000,000Interest accrues daily and is compounded quarterly. Rates are variable and may change after account opening. | 3.50% | $350 | Interest accrues daily and is compounded quarterly. Rates are variable and may change after account opening. |
| Over $1,000,000Interest accrues daily and is compounded quarterly. Rates are variable and may change after account opening. | 0.25% | — | Interest accrues daily and is compounded quarterly. Rates are variable and may change after account opening. |
Sources (2)
- cnbstl.com/personal/bank/savin…gh-yield-savings-account
- cnbstl.com/personal/bank/savings/savings-accounts
All captured Oct 5, 2026
Regular Savings Account
0.25%APY
Consumer accounts only. Includes ATM card access.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a $100 minimum balance to avoid $3.00 monthly service charge. $100 minimum daily balance required to obtain APY. Interest accrues daily and is compounded quarterly.$100 and up | 0.25% | $25 | Must maintain a $100 minimum balance to avoid $3.00 monthly service charge. $100 minimum daily balance required to obtain APY. Interest accrues daily and is compounded quarterly. |
Sources (2)
- cnbstl.com/personal/bank/savin…gh-yield-savings-account
- cnbstl.com/personal/bank/savings/savings-accounts
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.