Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Minnesota
- Connexus Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.00%–3.01% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Must maintain a minimum daily balance of $1,000 to earn dividends/APY. Up to 4 fee-free withdrawals or transfers per month.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.25% $20,000 – $100,000 1.95% $100,000 – $250,000 2.05% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.01% Rate checked
More details - Novation Credit UnionMoney MarketMoney Market · $0 min · 0.10%–0.50% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: No minimum balance or monthly fees. Money Market Accounts are limited to a maximum of six (6) electronic transfers or withdrawals per statement cycle.
0.10% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Limit of 6 preauthorized withdrawals per month. Interest compounded and credited monthly. Rates may vary. Fees could reduce earnings.
Offer: Service charge of $3 per month if daily balance falls below $200 minimum.
0.25% interest rate · $3 monthly fee · Effective Jun 3, 2026
Rate checked
More details - First Community Credit UnionKasasa SaverSavings · $0 min · 0.17%–0.25% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Requires a linked free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per SSN.
Offer: Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for this tier (at least 12 debit card purchases, enrolled in eStatements, enrolled in/log into online banking during monthly qualification cycle).
Qualified rate · 0.25% interest rate · No monthly fee · Effective Nov 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.25% $25,000 and up 0.17% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $2,500 minimum daily balance required to avoid $10 service fee in each monthly statement cycle. Free basic wallet or duplicate checks (customer pays shipping).
Offer: $2,500 minimum daily balance required to avoid $10 monthly service fee.
$10 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $200 minimum balance to avoid monthly service charge of $5 if below minimum daily balance any day during statement cycle.
$5 monthly fee · Effective May 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest earned on balances over $200. Statement frequency is quarterly. Includes 3 free out-of-network ATM withdrawals.
Offer: Minimum balance to obtain APY is $200.00.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No service charge unless average balance falls below minimum, then $3.00 per month. Interest compounded monthly.
Offer: No service charge unless average balance falls below minimum of $100.00, then $3.00 per month. Interest bearing if minimum balance maintained, with interest rate subject to change; interest is compounded monthly. Average daily balance.
0.25% interest rate · Compounded monthly · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - First State Bank of Red WingMoney Market CheckingMoney Market Checking · $0 min · 0.00%–0.25% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: The rate and APY may change after the account is open. Fees could reduce earnings on an account.
0.00% interest rate · Effective Jun 25, 2025
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $5,000 0.00% $5,000 and upYour amount 0.25% Rate checked
More details - Gateway BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.05%–0.25% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $999 0.05% $1,000 – $2,499 0.05% $2,500 – $9,999 0.10% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Designed for specific savings goals (vacation, tuition, holiday). Dividends paid monthly. $25.00 minimum balance.
Offer: Dividends paid monthly. Rates subject to change without notice.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum balance required to earn rate: $5. Compounding/Crediting: Quarterly.
Offer: Minimum balance required to earn rate: $5. Compounding/Crediting: Quarterly.
0.25% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Represents member ownership in the Credit Union. Dividends are compounded and paid quarterly on average daily balance.
Offer: No monthly service charge. Minimum opening balance of $25.00 represents member ownership. Dividends paid on average daily balance.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5.00 monthly service charge imposed if average monthly balance is lower than $25.00; fee waived for those age 25 and younger.
Offer: $5.00 monthly fee waived if average monthly balance is $25.00 or more, or for those age 25 and younger.
$5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch