Bank · FDIC insured
Security Bank Minnesota Savings Rates
Security Bank Minnesota’s best savings rate is 0.75% APY on $10,000, with its Platinum Money Market Savings. Rates checked October 16, 2026.
How Security Bank Minnesota’s savings rates compare
Compared with banks and credit unions near Albert Lea, MN, where Security Bank Minnesota has the most branches. $10,000, best rate first.
This bank’s best
Security Bank Minnesota
0.75%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $75
Platinum Money Market Savings
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
United Employees Credit Union
2.58%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $258
Security Bank Minnesota savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security Bank Minnesota ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market Savings
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield | 0.75% | $75 | Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield |
| $20,000 – $50,000Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield | 1.00% | — | Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield |
| $50,000 – $150,000Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield | 1.26% | — | Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield |
| $150,000 – $250,000Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield | 1.76% | — | Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield |
| $250,000 and upAverage Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield | 2.27% | — | Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield |
Sources (1)
- securitybankmn.com/images/imag…documents/Rate_Sheet.pdf · captured Oct 5, 2026
Money Market Investment Savings
0.65%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.65% | $65 |
| $20,000 – $50,000 | 0.95% | — |
| $50,000 and up | 1.26% | — |
Sources (1)
- securitybankmn.com/images/imag…documents/Rate_Sheet.pdf · captured Oct 5, 2026
Regular Savings
0.25%APY
No service charge unless average balance falls below minimum, then $3.00 per month. Interest compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo service charge unless average balance falls below minimum of $100.00, then $3.00 per month. Interest bearing if minimum balance maintained, with interest rate subject to change; interest is compounded monthly. Average daily balance.$100 and up | 0.25% | $25 | No service charge unless average balance falls below minimum of $100.00, then $3.00 per month. Interest bearing if minimum balance maintained, with interest rate subject to change; interest is compounded monthly. Average daily balance. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
1.26%APY
Traditional IRA and Roth IRA options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAverage daily balance.$100 and up | 1.26% | $126 | Average daily balance. |
Sources (2)
All captured Sep 18, 2026
Economy Savings
0.25%APY
Must be 18 years or younger. No monthly service charge. Interest compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upInterest bearing if minimum balance maintained, with interest rate subject to change; interest is compounded monthly. Average daily balance.$25 and up | 0.25% | $25 | Interest bearing if minimum balance maintained, with interest rate subject to change; interest is compounded monthly. Average daily balance. |
Sources (2)
All captured Sep 18, 2026
Health Savings Account
0.25%APY
Great product for employees that are considered to be in a high deductible health insurance plan. $1.50 monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Average Daily Balances of $100.00-4,999.99. | 0.15% | — | Average Daily Balances of $100.00-4,999.99. |
| $5,000 and upAverage Daily Balances of $5,000.00 and up. | 0.25% | $25 | Average Daily Balances of $5,000.00 and up. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.