Credit union · NCUA insured
Connexus Credit Union Savings Rates
Connexus Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Connexus Credit Union’s savings rates compare
Compared with banks and credit unions near Madison, WI, where Connexus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Connexus Credit Union
0.25%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Connexus Credit Union savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.05%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Connexus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Minimum opening deposit of $1,000. Must maintain a minimum daily balance of $1,000 to earn dividends/APY. Up to 4 fee-free withdrawals or transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $20,000 | 0.25% | $25 |
| $20,000 – $100,000 | 1.95% | — |
| $100,000 – $250,000 | 2.05% | — |
| $250,000 – $500,000 | 2.25% | — |
| $500,000 – $1,000,000 | 2.50% | — |
| $1,000,000 and up | 3.01% | — |
Sources (1)
- connexuscu.org/accounts/money-market · captured Oct 5, 2026
Simply Savings Account
0.01%APY
Connexus Credit Union membership required; $5.00 minimum balance required to open account and maintain membership (represents member share). A $5/month inactivity fee applies if no activity occurs in 12 months, member has no other accounts/loans, and month-end balance is under $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance to earn the advertised APY is $100.00.$100 and up | 0.01% | $1 | Minimum daily balance to earn the advertised APY is $100.00. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.50%APY
Must be covered under a High Deductible Health Plan (HDHP), have no other non-permitted health coverage, not be enrolled in Medicare, cannot be claimed as a dependent on someone's tax return, and qualify for Connexus membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100No minimum opening deposit or balance required. | 0.00% | — | No minimum opening deposit or balance required. |
| $100 – $500No minimum opening deposit or balance required. | 0.10% | — | No minimum opening deposit or balance required. |
| $500 – $2,500No minimum opening deposit or balance required. | 0.20% | — | No minimum opening deposit or balance required. |
| $2,500 – $5,000No minimum opening deposit or balance required. | 0.30% | — | No minimum opening deposit or balance required. |
| $5,000 – $15,000No minimum opening deposit or balance required. | 0.50% | $50 | No minimum opening deposit or balance required. |
| $15,000 and upNo minimum opening deposit or balance required. | 0.75% | — | No minimum opening deposit or balance required. |
Sources (1)
- connexuscu.org/accounts/hsa · captured Oct 16, 2026
IRA Savings Account
0.40%APY
Connexus Credit Union membership required. Variable interest rate with no fixed term. Supports Traditional and Roth IRA wrappers subject to IRS contribution limits.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000No minimum opening deposit required. | 0.25% | — | No minimum opening deposit required. |
| $10,000 and upNo minimum opening deposit required. | 0.40% | $40 | No minimum opening deposit required. |
Sources (1)
- connexuscu.org/accounts/ira · captured Oct 16, 2026
Holiday Club Account
0.01%APY
Connexus membership required. Preauthorized automatic transfers, telephone transfers or withdrawals, electronic banking withdrawals and transfers prohibited. Funds will be automatically transferred annually to the savings account on October 1. Account automatically renews each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum daily balance to earn advertised APY is $0. No monthly maintenance fee.Any balance | 0.01% | $1 | Minimum daily balance to earn advertised APY is $0. No monthly maintenance fee. |
Sources (2)
All captured Oct 16, 2026
Who can join Connexus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone in the U.S. can join Connexus Credit Union by joining the Connexus Association through a one-time $5 donation.
Where you live or work
- Residents of specified counties/communities in IL, MN, OH, and WI, or within 25 miles of Sheldon, WI or 15 miles of Chetek, WI, are eligible to join without a donation.
Employers and groups
- Employees, retirees, family members, members, students, or student alumni of specified groups and companies are eligible to join without a donation.
Family and household
- Spouses, family members, and those living in the same household of an existing member can join without a donation.
Cost to join
- A one-time non-refundable $5 donation/dues to the Connexus Association is required to join via the Connexus Association.
- A refundable $5 share deposit into a savings account is required to establish membership.
Membership information collected October 5, 2026.