Credit union · NCUA insured
Austin City Employees Credit Union Savings Rates
Austin City Employees Credit Union’s best savings rate is 0.25% APY on $10,000, with its Shares. Rates checked October 16, 2026.
How Austin City Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Austin, MN, where Austin City Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Austin City Employees Credit Union
0.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $25
Shares
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Mower County Catholic Parishes CU
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Austin City Employees Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Austin City Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Shares
0.25%APY
Minimum balance required to earn rate: $5. Compounding/Crediting: Quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance required to earn rate: $5. Compounding/Crediting: Quarterly.$5 and up | 0.25% | $25 | Minimum balance required to earn rate: $5. Compounding/Crediting: Quarterly. |
Special-purpose accounts
IRA Share Account
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded and credited quarterly.$5 and up | 0.25% | $25 | Compounded and credited quarterly. |
Sources (1)
- austincityecu.org/rates · captured Sep 18, 2026
Who can join Austin City Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees who work for Austin Utilities are eligible to join.
Military, government and schools
- Employees who work for the City of Austin are eligible to join.
- Employees who work for Austin Public School District #492 are eligible to join.
Family and household
- Individuals related to a current member by blood, adoption, or marriage are eligible to join, regardless of where they live and work.
Membership information collected October 4, 2026.