Bank · FDIC insured
First State Bank of Red Wing Savings Rates
First State Bank of Red Wing’s best savings rate is 0.35% APY on $10,000, with its Golden Money Market Checking. Rates checked October 16, 2026.
How First State Bank of Red Wing’s savings rates compare
Compared with banks and credit unions near Rochester, MN, where First State Bank of Red Wing has the most branches. $10,000, best rate first.
This bank’s best
First State Bank of Red Wing
0.35%APY
- Minimum
- —
- Earns on $10,000 a year
- $35
Golden Money Market Checking
Top rate
Altra Federal Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Luminate Bank
3.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $350
First State Bank of Red Wing savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank of Red Wing ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Golden Money Market Checking
0.35%APY
The rate and APY may change after the account is open. Fees could reduce earnings on an account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.10% | — |
| $10,000 – $74,999 | 0.35% | $35 |
| $75,000 and up | 0.50% | — |
Sources (1)
- firststatebankredwing.com/rates · captured Sep 18, 2026
Money Market Checking
0.25%APY
The rate and APY may change after the account is open. Fees could reduce earnings on an account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.00% | — |
| $5,000 and up | 0.25% | $25 |
Sources (1)
- firststatebankredwing.com/rates · captured Sep 18, 2026
Special-purpose accounts
Regular Savings
0.10%APY
Interest compounds daily and credits quarterly. A $5.00 service charge is imposed quarterly if the balance falls below $100.00 any day during the quarter; fee waived for account holders 62 or older, minors under 21, and exempt organizations. Rate and APY may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to obtain APY is $0. The rate and APY may change after the account is open.Any balance | 0.10% | $10 | Minimum balance to obtain APY is $0. The rate and APY may change after the account is open. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.