Credit union · NCUA insured
Greater Community CU
Top CarrotA $294.7M credit union headquartered in Dawson, MN, with 8,323 members and 4 branches in Minnesota. Best rates: CDs 4.25% and savings 2.50% APY.
Greater Community CU Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 11 in Fergus Falls, MN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greater Community CU
Founded in 1961, Greater Community Credit Union is a member-owned financial cooperative serving the agricultural community.
Headquartered in Dawson, Minnesota, it expanded by opening a branch in Renville in 2009 and a branch in Fergus Falls in 2021.
The credit union serves Big Stone, Chippewa, Lac Qui Parle, Otter Tail, Renville, Swift, and Yellow Medicine counties in Minnesota.
- Headquarters
- 711 6th St, Dawson, MN 56232
- NCUA charter
- 61624
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, worship, attend school, or conduct business in Big Stone, Chippewa, Lac Qui Parle, Otter Tail, Renville, Swift, or Yellow Medicine counties in Minnesota are eligible for membership.
Family and household
- Individuals who have a family member who is currently a member are eligible for membership.
Cost to join
- A one-time $10.00 membership share is required.
Branches
4 branches in Minnesota
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Minnesota
4 branches
Dawson area · 1
- Greater Community Credit UnionMain office711 6th St, Dawson, MN 56232Directions
Boyd area · 1
- Greater Community Credit Union/Boyd Branch380 Stockholm, Boyd, MN 56218Directions
Fergus Falls area · 1
- Greater Community Credit Union/Fergus Falls Branch413 W Stanton Ave, Fergus Falls, MN 56537Directions
Renville area · 1
- Greater Community Credit Union/Renville Branch208 Main St N, Renville, MN 56284Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.72% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.48% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.69% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $74 | $76 | — |
- CapitalNet worth ratio20.72%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.48%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.69%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$74Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greater Community CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.