Gateway Bank Savings & Money Market Rates

How Gateway Bank’s savings rates compare

Compared with banks and credit unions near Minneapolis, MN-WI, where Gateway Bank has the most branches. $10,000, best rate first.

This bank’s best
Gateway Bank
0.25%APY
Minimum
$1,000
Earns on $10,000 a year
$25
Money Market Savings
Top rate
VisionBank
3.76%APY
Minimum
$1,000
Earns on $10,000 a year
$376
VisionBank rates
2nd-highest rate
UMB Bank
3.71%APY
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates

Compare savings rates near you →

73

Savings score

Higher than 33% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.25%
$100,000 balance$100,0002.78%
QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Gateway Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Treasury Savings

0.20%APY$10,000 to open

Minimum balance of $10,000 required to avoid $25 service charge.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,499Minimum balance to obtain APY is $0. $25 service charge waived if $10,000 minimum balance is met.	0.05%	—	Minimum balance to obtain APY is $0. $25 service charge waived if $10,000 minimum balance is met.
$2,500 – $9,999Minimum balance to obtain APY is $2,500. $25 service charge waived if $10,000 minimum balance is met.	0.10%	—	Minimum balance to obtain APY is $2,500. $25 service charge waived if $10,000 minimum balance is met.
$10,000 – $24,999Minimum balance to obtain APY is $10,000. $25 service charge waived if $10,000 minimum balance is met.	0.20%	$20	Minimum balance to obtain APY is $10,000. $25 service charge waived if $10,000 minimum balance is met.
$25,000 – $49,999Minimum balance to obtain APY is $25,000. $25 service charge waived if $10,000 minimum balance is met.	0.30%	—	Minimum balance to obtain APY is $25,000. $25 service charge waived if $10,000 minimum balance is met.
$50,000 and upMinimum balance to obtain APY is $50,000. $25 service charge waived if $10,000 minimum balance is met.	2.78%	—	Minimum balance to obtain APY is $50,000. $25 service charge waived if $10,000 minimum balance is met.

Sources (4)

All captured Sep 24, 2026

Money Market Savings

0.25%APY$1,000 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $999	0.05%	—
$1,000 – $2,499	0.05%	—
$2,500 – $9,999	0.10%	—
$10,000 and up	0.25%	$25

Sources (1)

gateway.bank/resources/rates · captured Sep 18, 2026

Statement Savings

0.05%APY$100 to open

Minimum balance of $100 required to avoid $10 service charge.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceMinimum balance to obtain APY is $0. $10 service charge waived if $100 minimum balance is met.Any balance	0.05%	$5	Minimum balance to obtain APY is $0. $10 service charge waived if $100 minimum balance is met.

Sources (3)

All captured Sep 24, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details