Bank · FDIC insured
Key Community Bank Savings Rates
Key Community Bank’s best savings rate is 0.50% APY on $10,000, with its Key Elite Savings. Rates checked October 16, 2026.
How Key Community Bank’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Key Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Key Community Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Kasasa Saver®
Top rate
VisionBank
3.76%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Key Community Bank savings score
82
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Key Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Value Money Market
0.50%APY
The interest rate and annual percentage yield may change after account opening. Average daily balance is calculated by adding the principal in the account for each day of the period and dividing by the number of days in the period. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000$0.01 minimum balance to obtain APY. | 0.50% | $50 | $0.01 minimum balance to obtain APY. |
| $250,000 – $500,000$250,000.00 minimum balance to obtain APY. | 2.53% | — | $250,000.00 minimum balance to obtain APY. |
| $500,000 – $1,000,000$500,000.00 minimum balance to obtain APY. | 3.56% | — | $500,000.00 minimum balance to obtain APY. |
| $1,000,000 – $10,000,000$1,000,000.00 minimum balance to obtain APY. | 3.82% | — | $1,000,000.00 minimum balance to obtain APY. |
Sources (1)
- keycommunitybank.com/wp-conten…rate-sheet-9.17.2026.pdf · captured Sep 18, 2026
Kasasa Saver®
Up to 2.00%APY
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires monthly Direct Deposit/ACH credit and enrollment in eStatements. Limit of 1 account per individual.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Applies to daily balances up to $100,000 when qualification requirements are met in the linked Kasasa checking account (at least 15 debit/credit card purchases, at least 1 ACH transaction monthly, and enrolled in eStatements). | 2.00% | $200 | Applies to daily balances up to $100,000 when qualification requirements are met in the linked Kasasa checking account (at least 15 debit/credit card purchases, at least 1 ACH transaction monthly, and enrolled in eStatements). |
| Any balanceApplies to entire daily balance if qualification requirements are not met in the linked Kasasa checking account. | 0.05% | $5 | Applies to entire daily balance if qualification requirements are not met in the linked Kasasa checking account. |
| Over $100,000Earns 0.995% interest rate on portion of daily balance over $100,000 (resulting in 1.00% to 2.00% APY depending on balance) when qualifications are met in linked Kasasa checking account. | 1.00% | — | Earns 0.995% interest rate on portion of daily balance over $100,000 (resulting in 1.00% to 2.00% APY depending on balance) when qualifications are met in linked Kasasa checking account. |
Sources (1)
- keycommunitybank.com/en/kasasa-saver · captured Sep 18, 2026
Key Elite Savings
0.50%APY
Minimum daily balance is $5,000 to avoid the $10 monthly below minimum daily balance fee. Statement frequency is quarterly. Includes unlimited out-of-network ATM withdrawals and check writing privileges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000Opening minimum deposit is $5,000.00. Minimum balance to obtain APY is $5,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000. | 0.50% | $50 | Opening minimum deposit is $5,000.00. Minimum balance to obtain APY is $5,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000. |
| $25,000 – $75,000Minimum balance to obtain APY is $25,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000. | 0.75% | — | Minimum balance to obtain APY is $25,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000. |
| $75,000 and upMinimum balance to obtain APY is $75,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000. | 1.00% | — | Minimum balance to obtain APY is $75,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000. |
Sources (2)
- keycommunitybank.com/en/person…ing/checking-savings-cds
- keycommunitybank.com/wp-conten…rate-sheet-9.17.2026.pdf
All captured Sep 18, 2026
Key Value Savings
0.25%APY
Interest earned on balances over $200. Statement frequency is quarterly. Includes 3 free out-of-network ATM withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum balance to obtain APY is $200.00.$200 and up | 0.25% | $25 | Minimum balance to obtain APY is $200.00. |
Sources (2)
- keycommunitybank.com/en/person…ing/checking-savings-cds
- keycommunitybank.com/wp-conten…rate-sheet-9.17.2026.pdf
All captured Sep 18, 2026
Special-purpose accounts
Key Kids Savings
0.45%APY
Eligible for individuals age 21 & under. Statement frequency is quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Opening minimum deposit is $10.00. Minimum balance to obtain APY is $10.00. | 0.25% | — | Opening minimum deposit is $10.00. Minimum balance to obtain APY is $10.00. |
| $5,000 – $15,000Minimum balance to obtain APY is $5,000.00. | 0.45% | $45 | Minimum balance to obtain APY is $5,000.00. |
| $15,000 and upMinimum balance to obtain APY is $15,000.00. | 0.55% | — | Minimum balance to obtain APY is $15,000.00. |
Sources (2)
- keycommunitybank.com/en/person…ing/checking-savings-cds
- keycommunitybank.com/wp-conten…rate-sheet-9.17.2026.pdf
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.