Bank · FDIC insured
Coulee Bank
A $524.4M bank headquartered in La Crosse, WI, with 6 branches in 2 states. Best rates: CDs 4.15% and savings 0.25% APY.
Coulee Bank Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#17 of 23 in La Crosse, WI-MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Coulee Bank
Coulee Bank is a financial institution based in La Crosse, Wisconsin, that is an approved Small Business Administration Preferred Lender offering SBA loan products.
- Headquarters
- 1516 Losey Blvd S, La Crosse, WI 54601
- FDIC certificate
- 18361 ↗
Branches
6 branches in 2 states
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Minnesota
3 branches
Minneapolis area · 2
- Minnetonka Branch4350 Baker Rd, Minnetonka, MN 55343Directions
- St Paul Branch733 Grand Ave, St. Paul, MN 55105Directions
Rochester area · 1
- Rochester1110 6th St Nw, Rochester, MN 55901Directions
Wisconsin
3 branches
- Coulee BankMain office1516 Losey Blvd S, La Crosse, WI 54601Directions
- Eagle Crest FacilityMason Street, Onalaska, WI 54650Directions
- Onalaska Branch590 Theater Rd, Onalaska, WI 54650Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.13% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.50% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.47% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $94 | $81 | — |
- CapitalLeverage ratio9.13%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.50%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.47%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$94Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Coulee Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.