Bank · FDIC insured
Profinium Bank Inc Savings Rates
Profinium Bank Inc’s best savings rate is 0.53% APY on $10,000, with its Pro LISA Liquid Investment Savings Account. Rates checked October 16, 2026.
How Profinium Bank Inc’s savings rates compare
Compared with banks and credit unions near Fairmont, MN, where Profinium Bank Inc has the most branches. $10,000, best rate first.
This bank’s best
Profinium Bank Inc
0.53%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $53
Pro LISA Liquid Investment Savings Account
Top rate
Portage Bank
2.27%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $227
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Profinium Bank Inc savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.53%
- $100,000 balance$100,0000.53%
- QualifiedQualified0.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Profinium Bank Inc ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Pro LISA Liquid Investment Savings Account
0.53%APY
$10.00 monthly service charge imposed if average monthly balance is lower than $5,000.00. The APY listed in each tier will be paid on the entire balance in the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Paid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00. | 0.53% | $53 | Paid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00. |
| $250,000 – $500,000Paid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00. | 0.73% | — | Paid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00. |
| $500,000 and upPaid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00. | 1.03% | — | Paid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00. |
Sources (1)
- profinium.com/personal/choose-your-savings-account · captured Sep 18, 2026
Pro Prime Variable Rate Savings Account
0.53%APY
$10.00 monthly service charge imposed if average monthly balance is lower than $5,000.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000$10.00 monthly fee waived if average monthly balance is at least $5,000.00.Up to $250,000 | 0.53% | $53 | $10.00 monthly fee waived if average monthly balance is at least $5,000.00. |
Sources (1)
- profinium.com/personal/choose-your-savings-account · captured Sep 18, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.75%APY
Must be enrolled in a high-deductible health plan (HDHP) and meet other IRS requirements. No annual or monthly fees. No minimum balance requirements after initial $100 deposit to open. Minimum balance to earn APY is $0.01.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.50% | — |
| $10,000 – $20,000 | 0.75% | $75 |
| $20,000 and up | 3.00% | — |
Sources (1)
- profinium.com/health-savings-account · captured Sep 18, 2026
Kids Savings Program
1.00%APY
Primary account owner must be under the age of 18. A parent or guardian will be listed as a joint owner. Converts automatically to a Pro Saver Savings Account (or similar product) when primary account owner turns 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirements.Any balance | 1.00% | $100 | No minimum balance requirements. |
Sources (1)
- profinium.com/kids-savings-program · captured Sep 18, 2026
Pro Saver
0.25%APY
$5.00 monthly service charge imposed if average monthly balance is lower than $25.00; fee waived for those age 25 and younger.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5.00 monthly fee waived if average monthly balance is $25.00 or more, or for those age 25 and younger.Any balance | 0.25% | $25 | $5.00 monthly fee waived if average monthly balance is $25.00 or more, or for those age 25 and younger. |
Sources (1)
- profinium.com/personal/choose-your-savings-account · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.