Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Michigan
- Northern Interstate BankMoney MarketMoney Market · $1,000 min · 0.25%–1.51% by balance
Bank · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $100,000 0.65% $100,000 – $150,000 1.00% $150,000 – $250,000 1.36% $250,000 and up 1.51% Rate checked
More details - AAC Credit UnionMoney MarketMoney Market · $2,000 min · 0.30%–1.00% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.60% $100,000 – $249,999 0.75% $250,000 and up 1.00% Rate checked
More details - Northwest Consumers Federal Credit UnionSpecial SharesSavings · $0 min · 0.10%–0.40% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Effective Nov 6, 2024
Rate by balance
Rate by balance for Special Shares Balance APY Any balance 0.10% $500 and up 0.20% $1,000 and up 0.35% $2,500 and upYour amount 0.40% Rate checked
More details - Tahquamenon Area Credit UnionMONEY MARKETMONEY MARKET · $2,500 min · 0.30%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Effective Jul 1, 2024
Rate by balance
Rate by balance for MONEY MARKET Balance APY Any balance 0.30% $2,500 and upYour amount 0.40% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: $10 monthly service charge if balance falls below $10,000 minimum.
$10 monthly fee
Rate checked
More details - Community Focus Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.40%–0.75% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be an individual, family, or business in Wayne or Monroe counties to join. Federally insured by NCUA. No monthly fees.
No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $49,999Your amount 0.40% $50,000 – $99,999 0.60% $100,000 and up 0.75% Rate checked
More details - Frankfort Community Federal Credit UnionSuper SaverSavings · $5,000 min · 0.15%–0.55% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Requires a minimum average daily balance of $5,000.00 in order to earn a dividend. Tiered system allows earning a larger dividend rate with higher balances.
Effective Jan 26, 2026
Rate by balance
Rate by balance for Super Saver Balance APY Any balance 0.15% $5,000 – $25,000Your amount 0.35% $25,000 – $74,999 0.45% $75,000 and up 0.55% Rate checked
More details - Advia Credit UnionUltimate SavingsSavings · $0 min · 0.35%–3.00% by balance
Credit union · 19 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rate locked in at account opening for the first five monthly statement cycles with no minimum balance required to earn dividends. Standard tiered rates apply after the promo period with a $1,000 minimum daily balance required to earn dividends.
Offer: Promotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.
Promotional rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Any balance 3.00% $1,000 – $99,999Your amountStandard rate tier after promotional period. 0.35% $100,000 – $249,999Standard rate tier after promotional period. 0.70% $250,000 and upStandard rate tier after promotional period. 1.00% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Up to six withdrawals per month. Rates on non-CD accounts may change after account is opened. All new accounts subject to Northpointe Bank approval.
0.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $100 0.00% $100 – $5,000 0.25% $5,000 – $25,000Your amount 0.35% $25,000 – $3,000,000 2.55% Over $3,000,000 0.30% Rate checked
More details - Northpointe BankUltimate Money MarketUltimate Money Market · $100 min · 0.00%–2.55% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Up to six withdrawals per month. Checks and bill pay available. ATM / Debit card available.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Ultimate Money Market Balance APY Up to $2,500 0.00% $2,500 – $5,000 0.25% $5,000 – $25,000Your amount 0.35% $25,000 – $3,000,000 2.55% Over $3,000,000 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Our Secondary Savings Account allows you to save for a specific purpose and keep those funds separate from your Prime Savings. Eligible for Member Saver Reward. Dividends on share accounts are prospective and declared by Dow Credit Union's Board of Directors.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: The Prime Savings Account (also known as a Prime Share) is your gateway to becoming a member-owner of Dow Credit Union. By opening a Prime Savings Account, your $5 deposit represents one share and your ownership in the credit union. Eligible for Member Saver Reward. Dividends on share accounts are prospective and declared by Dow Credit Union's Board of Directors.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - GraCo Federal Credit UnionMoney Market Share Draft AccountsMoney Market Share Draft Accounts · 0.00%–2.27% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Dividends on Money Market Shares and Share Drafts are computed on the average daily balance in the account and are compounded monthly.
Offer: Under $1,500.00; Rate (A.P.R.) 0.00%
0.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Share Draft Accounts Balance APY Up to $1,500 0.00% $1,500 – $5,000Rate (A.P.R.) 0.25% 0.25% $5,000 – $25,000Your amountRate (A.P.R.) 0.35% 0.35% $25,000 – $100,000Rate (A.P.R.) 2.25% 2.27% $100,000 and upRate (A.P.R.) 2.25% 2.27% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum $5 initial deposit establishes credit union membership. Quarterly dividends paid on an average daily balance of $200 or more. No service fee.
Offer: Dividends declared quarterly based on average daily balance.
No monthly fee · Effective Jun 30, 2024
Rate checked
More details - Team One Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.15%–2.50% by balance
Credit union · 11 branches
0.35%APY$35 a year on $10,000Requirements
Product: Liquid savings accounts that earn higher dividends than Regular Savings based on account balances. Includes unlimited deposits, checks available, and 6 free withdrawals per month.
0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,000 0.15% $2,000 – $25,000Your amount 0.35% $25,000 – $75,000 0.75% $75,000 – $200,000 1.75% $200,000 – $500,000 2.25% Over $500,000 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches