Bank · FDIC insured
Northern Interstate Bank Savings Rates
Northern Interstate Bank’s best savings rate is 0.40% APY on $10,000, with its Choice Money Market. Rates checked October 16, 2026.
How Northern Interstate Bank’s savings rates compare
Compared with banks and credit unions near Iron Mountain, MI-WI, where Northern Interstate Bank has the most branches. $10,000, best rate first.
This bank’s best
Northern Interstate Bank
0.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $40
Choice Money Market
Top rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Northern Interstate Bank savings score
76
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Interstate Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Choice Money Market
0.40%APY
Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.40% | $40 |
| $25,000 – $100,000 | 0.65% | — |
| $100,000 – $150,000 | 1.00% | — |
| $150,000 – $250,000 | 1.36% | — |
| $250,000 and up | 1.51% | — |
Sources (1)
- banknib.com/personal-checking-and-savings-accounts · captured Oct 5, 2026
Money Market
0.40%APY
Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.40% | $40 |
| $25,000 – $100,000 | 0.65% | — |
| $100,000 – $150,000 | 1.00% | — |
| $150,000 – $250,000 | 1.36% | — |
| $250,000 and up | 1.51% | — |
Sources (1)
- banknib.com/personal-checking-and-savings-accounts · captured Oct 5, 2026
Choice Savings
0.10%APY
Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to obtain APY refers to the daily balance, or amount of principal in account each day.$100 and up | 0.10% | $10 | Minimum balance to obtain APY refers to the daily balance, or amount of principal in account each day. |
Sources (1)
- banknib.com/personal-checking-and-savings-accounts · captured Oct 5, 2026
Quarterly Statement Savings
0.10%APY
Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to obtain APY refers to the daily balance, or amount of principal in account each day.$100 and up | 0.10% | $10 | Minimum balance to obtain APY refers to the daily balance, or amount of principal in account each day. |
Sources (1)
- banknib.com/personal-checking-and-savings-accounts · captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.10%APY
Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to obtain APY refers to the daily balance, or amount of principal in account each day.$25 and up | 0.10% | $10 | Minimum balance to obtain APY refers to the daily balance, or amount of principal in account each day. |
Sources (1)
- banknib.com/personal-checking-and-savings-accounts · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.