Bank · FDIC insured
First National Bank of St. Ignace Savings Rates
First National Bank of St. Ignace’s best savings rate is 0.40% APY on $10,000, with its Select Savings Account. Rates checked October 16, 2026.
How First National Bank of St. Ignace’s savings rates compare
Compared with banks and credit unions in Michigan, where First National Bank of St. Ignace has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of St. Ignace
0.40%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $40
Select Savings Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
First National Bank of St. Ignace savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of St. Ignace ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Select Savings Account
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10 monthly service charge if balance falls below $10,000 minimum.Any balance | 0.40% | $40 | $10 monthly service charge if balance falls below $10,000 minimum. |
Sources (1)
- fnbsi.com/deposits/savings-accounts · captured Sep 18, 2026
Money Market Savings Account
0.25%APY
Limited check writing.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- fnbsi.com/deposits/savings-accounts · captured Sep 18, 2026
Statement Savings Account
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to avoid service charge is $25.Any balance | 0.15% | $15 | Minimum balance to avoid service charge is $25. |
Sources (1)
- fnbsi.com/deposits/savings-accounts · captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- fnbsi.com/deposits/savings-accounts · captured Sep 18, 2026
Christmas Club Savings Account
0.50%APY
Specifically designed to assist you save for Holiday expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTable lists $10 minimum balance to open; description states $1 minimum balance to open.Any balance | 0.50% | $50 | Table lists $10 minimum balance to open; description states $1 minimum balance to open. |
Sources (1)
- fnbsi.com/deposits/savings-accounts · captured Sep 18, 2026
Moola Moola Savings Account
0.15%APY
Designed to teach children to save and budget money helping them into young adult years.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- fnbsi.com/deposits/savings-accounts · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.