Credit union · NCUA insured
TLC Community Credit Union Savings Rates
TLC Community Credit Union’s best savings rate is 1.46% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How TLC Community Credit Union’s savings rates compare
Compared with banks and credit unions near Adrian, MI, where TLC Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TLC Community Credit Union
1.46%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $146
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Lenco Credit Union
1.51%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $151
TLC Community Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0001.46%
- $100,000 balance$100,0001.86%
- QualifiedQualified1.46%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TLC Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.46%APY
Dividends compounded and declared monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.31% | — |
| $10,000 – $25,000 | 1.46% | $146 |
| $25,000 – $50,000 | 1.61% | — |
| $50,000 – $100,000 | 1.76% | — |
| $100,000 and up | 1.86% | — |
Sources (1)
- tlccu.org/your-life/rates · captured Oct 5, 2026
Variable Savings
0.45%APY
Multi-tiered account. Quarterly dividends paid on an average daily balance of $500 and over.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $5,000Dividends declared quarterly based on average daily balance. | 0.35% | — | Dividends declared quarterly based on average daily balance. |
| $5,000 – $10,000Dividends declared quarterly based on average daily balance. | 0.40% | — | Dividends declared quarterly based on average daily balance. |
| $10,000 and upDividends declared quarterly based on average daily balance. | 0.45% | $45 | Dividends declared quarterly based on average daily balance. |
Sources (2)
All captured Sep 18, 2026
Member Savings
0.35%APY
Minimum $5 initial deposit establishes credit union membership. Quarterly dividends paid on an average daily balance of $200 or more. No service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upDividends declared quarterly based on average daily balance.$200 and up | 0.35% | $35 | Dividends declared quarterly based on average daily balance. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Variable IRAs
0.45%APY
Dividends declared quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Dividends compounded and paid quarterly. | 0.35% | — | Dividends compounded and paid quarterly. |
| $1,000 and upDividends compounded and paid quarterly. | 0.45% | $45 | Dividends compounded and paid quarterly. |
Sources (1)
- tlccu.org/your-life/rates · captured Sep 18, 2026
Health Savings Accounts
0.35%APY
Interest/dividend compounded and declared monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Dividends declared monthly.Over $0 | 0.35% | $35 | Dividends declared monthly. |
Sources (1)
- tlccu.org/your-life/rates · captured Sep 18, 2026
Who can join TLC Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.