Credit union · NCUA insured
TLC Community Credit Union
A $938M credit union headquartered in Adrian, MI, with 49,057 members and 9 branches in Michigan. Best rates: savings 1.46% APY.
TLC Community Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#5 of 7 in Adrian, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TLC Community Credit Union
TLC Community Credit Union membership requires opening a savings account with $5.
- Headquarters
- 3030 S Adrian Hwy, Adrian, MI 49221
- NCUA charter
- 60509
Branches
9 branches in Michigan
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Michigan
9 branches
Adrian area · 6
- MainMain office3030 S Adrian Hwy, Adrian, MI 49221Directions
- Beecher2522 W Beecher Rd, Adrian, MI 49221Directions
- Nab1325 N Main St, Suite A, Adrian, MI 49221Directions
- Blissfield9017 E US Highway 223, Blissfield, MI 49228Directions
- Clinton169 W Michigan Ave, Clinton, MI 49236Directions
- Tecumseh1102 W Chicago Blvd, Tecumseh, MI 49286Directions
Monroe area · 2
- Dundee16486 Tecumseh Rd, Dundee, MI 48131Directions
- Lambertville7551 Secor Rd, Lambertville, MI 48144Directions
Jackson area · 1
- Brooklyn11351 Brooklyn Rd, Brooklyn, MI 49230Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.48% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.14% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.17% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $60 | $76 | — |
- CapitalNet worth ratio14.48%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.14%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.17%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$60Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TLC Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.