Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 601–615 results in Michigan
- 0.01%APY$1 a year on $10,000
Requirements
Product: Variable rate subject to change.
0.01% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - People Driven Credit UnionMember's Choice Savings AccountSavings · $100 min
Credit union · 5 branches
0.01%APY$1 a year on $10,000Requirements
Product: Create separate savings accounts for specific goals.
0.01% interest rate
Rate checked
More details - People Driven Credit UnionMembership Share Savings AccountSavings · $100 min
Credit union · 5 branches
0.01%APY$1 a year on $10,000Requirements
Product: A Membership Share Savings Account is required to establish membership at People Driven Credit Union with a $5 deposit securing ownership share.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: High-yield savings account. Earn 2.75% APY when qualifying requirements for Boost Checking are met each month (direct deposit/ACH credit of at least $900 into membership account, enrollment in e-statements, and 25 posted debit/credit card transactions under the same membership number). Pays 0.01% APY when requirements are not met. Limit one Boost Savings account per membership. Business accounts do not qualify.
Offer: When all requirements are NOT met in Boost Checking
Qualified rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: Dividends paid quarterly.
0.01% interest rate · Effective Sep 17, 2026
Rate checked
More details - FinancialEdge Credit UnionHigh Yield 25High Yield 25 · $0 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.00%APY$0 a year on $10,000Requirements
Product: High Yield accounts are tiered rate accounts. If the balance falls within the range for a particular tier, the interest rate applicable to that tier applies to the full balance in the account. Up to 6 covered transactions per month. Dividends compounded and credited monthly. NCUA insured.
0.00% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for High Yield 25 Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000 0.15% $50,000 – $75,000 0.17% $75,000 and up 0.20% Rate checked
More details - FinancialEdge Credit UnionPremium High YieldSavings · $0 min · 0.00%–3.00% by balance
Credit union · 2 branches
0.00%APY$0 a year on $10,000Requirements
Product: High yield tiered-rate savings account. Minimum opening deposit $25,000. Tier rate applies to full balance in the account if balance falls within the tier. Maximum 6 covered withdrawals/transactions per month. No penalty for early withdrawal. Insured by NCUA up to $250,000.
Offer: Tier rate applies to full balance. Balances under $25,000 earn 0.00% APY.
0.00% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Premium High Yield Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000Compounded and credited monthly. 1.50% $50,000 – $100,000Compounded and credited monthly. 1.75% $100,000 – $500,000Compounded and credited monthly. 2.75% $500,000 and upCompounded and credited monthly. 3.00% Rate checked
More details - FinancialEdge Credit UnionHigh Yield 25Savings · $0 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.00%APY$0 a year on $10,000Requirements
Product: High yield tiered-rate savings account. Minimum opening deposit $25,000. Tier rate applies to full balance in the account if balance falls within the tier. Maximum 6 covered withdrawals/transactions per month. No penalty for early withdrawal. Insured by NCUA up to $250,000.
Offer: Tier rate applies to full balance. Balances under $25,000 earn 0.00% APY.
0.00% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for High Yield 25 Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000Compounded and credited monthly. 0.15% $50,000 – $75,000Compounded and credited monthly. 0.17% $75,000 and upCompounded and credited monthly. 0.20% Rate checked
More details - FinancialEdge Credit UnionPremium High YieldPremium High Yield · $0 min · 0.00%–3.00% by balance
Credit union · 2 branches
0.00%APY$0 a year on $10,000Requirements
Product: High Yield accounts are tiered rate accounts. If the balance falls within the range for a particular tier, the interest rate applicable to that tier applies to the full balance in the account. Up to 6 covered transactions per month. Dividends compounded and credited monthly. NCUA insured.
0.00% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Premium High Yield Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000 1.50% $50,000 – $100,000 1.75% $100,000 – $500,000 2.75% $500,000 and up 3.00% Rate checked
More details - Lakeshore Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.00%–1.51% by balance
Credit union · 1 branch
0.00%APY$0 a year on $10,000Requirements
Product: Minimum of $2,000 to earn a dividend. No dividends are earned for any day the account balance falls below $2,000. If the account is closed before dividends are paid, accrued dividends will not be paid. Subject to withdrawal limits.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 0.00% $20,000 and up 1.26% $50,000 and up 1.51% Rate checked
More details - 0.00%APY$0 a year on $10,000
Effective Jun 1, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: No interest earned on balance.
Offer: No interest earned on balance. No minimum balance.
Rate checked
More details - Huntington BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.00%–3.35% by balance
Bank · 299 branches
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: $25 monthly maintenance fee waived with an average daily balance of at least $25,000 or by owning a qualifying checking account (Huntington Perks Checking or Platinum Perks Checking). Rates based on ZIP code 43215. Minimum balance to earn interest is $25,000.
Offer: Promotional rate tier (Non-Relationship Rate). Fee waived with $25,000 ADB or qualifying checking account.
Qualified rate · 0.00% interest rate · $25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.00% $25,000 – $2,000,001Promotional relationship rate with open Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account. Requires $25,000 new money to Huntington. 3.35% $2,000,001 – $100,000,000,000Requires $25,000 new money to Huntington. 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 23–24
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches