Credit union · NCUA insured
Compass Credit Union Savings Rates
Compass Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Compass Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Compass Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Compass Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Regular Share (Savings)
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Compass Credit Union savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Compass Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.05%APY
Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 and upMinimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. · $1,000 to open | 0.05% | $1,000 | $5 | Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. |
| $20,000 and upMinimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. · $20,000 to open | 1.01% | $20,000 | — | Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. |
| $100,000 and upMinimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. · $100,000 to open | 1.51% | $100,000 | — | Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. |
Sources (1)
- compasscu.com/rates · captured Oct 5, 2026
Money Market/Premium Share
0.05%APY
Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 – $20,000Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. · $1,000 to open | 0.05% | $1,000 | $5 | Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. |
| $20,000 – $100,000Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. · $20,000 to open | 1.01% | $20,000 | — | Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. |
| $100,000 and upMinimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. · $100,000 to open | 1.51% | $100,000 | — | Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time. |
Regular Share (Savings)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.05% | $5 |
Sub Savings
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.00% | $0 |
Sources (1)
- compasscu.com/rates · captured Oct 16, 2026
Special-purpose accounts
ROTH IRA Share
1.86%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 1.86% | $186 |
Sources (1)
- compasscu.com/rates · captured Oct 16, 2026
TRAD IRA Share
1.61%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 1.61% | $161 |
Sources (1)
- compasscu.com/rates · captured Oct 16, 2026
Health Savings Account (HSA)
0.05%APY
Tax-advantaged healthcare savings. No monthly fees. Funds roll over year to year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Christmas Club
0.01%APY
The entire balance will be transferred to your share account on or after September 30th and the account will remain open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.01% | $1 |
Sources (2)
All captured Oct 16, 2026
Vacation Savings
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.00% | $0 |
Sources (1)
- compasscu.com/rates · captured Oct 16, 2026
Who can join Compass Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.