Credit union · NCUA insured
People Driven Credit Union Savings Rates
Top CarrotPeople Driven Credit Union’s best savings rate is 3.25% APY on $10,000, with its High Yield Money Market Account. Rates checked October 16, 2026.
How People Driven Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where People Driven Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
People Driven Credit Union
3.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
High Yield Money Market Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
People Driven Credit Union savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0003.25%
- $100,000 balance$100,0003.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where People Driven Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Money Market Account
3.25%APY
Rates are variable and may change at any time. Only new funds transferred from external sources qualify for this promotional rate. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility (living, working, attending school, or worshiping in Michigan, or eligible family/retiree groups). Federally insured by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upNew money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion.$10,000 and up | 3.25% | $325 | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
Money Market Plus Account
0.60%APY
Requires a $1,000 minimum deposit to open. Rates are variable and tiered based on balance; interest compounds monthly. Only new funds transferred from external sources qualify for promotional rate. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility. Federally insured by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $2,499New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 0.35% | — | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $2,500 – $9,999New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 0.50% | — | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $10,000 – $24,999New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 0.60% | $60 | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $25,000 – $49,999New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 1.10% | — | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $50,000 – $99,999New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 1.15% | — | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $100,000 – $249,999New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 1.25% | — | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $250,000 and upNew money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 3.00% | — | New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
Escrow Savings Account
0.50%APY
Allows up to six withdrawals per year. Automatic deductions are not available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.50% | $50 |
Member's Choice Savings Account
0.01%APY
Create separate savings accounts for specific goals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.01% | $1 |
Sources (3)
- peopledrivencu.org/about/rates
- peopledrivencu.org/accounts/savings-rates
- peopledrivencu.org/accounts/savings
All captured Sep 25, 2026
Membership Share Savings Account
0.01%APY
A Membership Share Savings Account is required to establish membership at People Driven Credit Union with a $5 deposit securing ownership share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.01% | $1 |
Sources (4)
- peopledrivencu.org
- peopledrivencu.org/about/rates
- peopledrivencu.org/accounts/savings-rates
- peopledrivencu.org/accounts/savings
All captured Sep 25, 2026
Special-purpose accounts
Money Market IRA
0.50%APY
Available as Traditional IRA or Roth IRA. Must schedule an in-person appointment to open. Minimum opening deposit is $1,000. Rates are variable and tiered based on balance. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility. Federally insured by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $4,999New money required to qualify for promotional rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 0.35% | — | New money required to qualify for promotional rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $5,000 – $24,999New money required to qualify for promotional rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 0.50% | $50 | New money required to qualify for promotional rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
| $25,000 and upNew money required to qualify for promotional rate; only new funds transferred from external sources to the credit union qualify for this promotion. | 1.10% | — | New money required to qualify for promotional rate; only new funds transferred from external sources to the credit union qualify for this promotion. |
Sources (3)
- peopledrivencu.org/about/rates
- peopledrivencu.org/accounts/in…savings/money-market-ira
- peopledrivencu.org/accounts/investment-savings
All captured Sep 18, 2026
IRA Variable Rate Savings Account
0.35%APY
Available as Traditional IRA, Roth IRA, or Educational IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNew money required to qualify for this rate. Only new funds transferred from external sources to the credit union qualify for this promotion. Variable rate that may change at any time.Any balance | 0.35% | $35 | New money required to qualify for this rate. Only new funds transferred from external sources to the credit union qualify for this promotion. Variable rate that may change at any time. |
Holiday Club Savings Account
0.01%APY
Set aside money throughout the year for holiday spending.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.01% | $1 |
Sources (3)
- peopledrivencu.org/about/rates
- peopledrivencu.org/accounts/savings-rates
- peopledrivencu.org/accounts/savings
All captured Sep 25, 2026
Vacation Club Account
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.01% | $1 |
Sources (2)
All captured Sep 25, 2026
Who can join People Driven Credit Union
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