Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 421–435 results in Massachusetts
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in digital banking and e-statements, plus at least 12 debit card purchases per Monthly Qualification Cycle to earn top rates. No monthly maintenance fees.
Offer: Base rate applied to entire daily balance when qualifications on linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union primary share account establishing membership.
Offer: Must maintain a minimum daily balance of $25.00 to earn stated APY and dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Regular Savings account. Dividends compound quarterly. Minimum opening deposit starts with a $5 membership share. Variable rate account.
Offer: Dividends compound quarterly. Variable rate account.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Online exclusive account with a $500 minimum opening deposit.
Offer: If eDelivery qualification is not met (earns basic Goal Savings APY).
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or minimum balance fees.
Offer: No minimum balance required.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Workers Credit UnionSignature Money MarketSignature Money Market · $1,000 min · 0.05%–3.85% by balance
Credit union · 12 branches
0.05%APY$5 a year on $10,000Requirements
Product: Subject to membership eligibility. Workers Federal Credit Union membership required ($5 minimum balance to open membership account). Minimum $1,000 deposit to open. No monthly maintenance fees. Up to six convenient debit transactions/withdrawals/transfers per month. Variable-rate tiered account.
Offer: Tier 1 rate applies to average daily balance from $0.00 through $14,999.99.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Signature Money Market Balance APY Up to $15,000Your amount 0.05% $15,000 and upPrime Rate less 3.22%). 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Accounts that do not maintain an average daily balance of $100.00 or more will be charged a flat monthly maintenance fee of $3.00. Fees are waived for accounts that receive a direct deposit each statement cycle.
Offer: Monthly maintenance fee of $3.00 charged if average daily balance is below $100.00; fee waived with direct deposit each statement cycle.
0.05% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: TFed membership is established by opening and maintaining an Easy Savings Account with a minimum balance of $5. No dividends will be earned on shares with an average daily balance less than $5.00. Fees may reduce earnings.
Offer: Tier I requires an average minimum daily balance of $5 to obtain the quoted annual percentage yield.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Fees may reduce earnings.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available to Flex Checking customers. Limit one account per tax reporting owner. Personal accounts only. Rate is blended for balances exceeding $20,000.
Offer: Without Flex Checking.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash or Kasasa Cash Back). No maintenance fees or minimum balance. Interest and ATM fee refunds credited on the first business day of the next cycle.
Offer: Base rate earned if linked checking account fails to meet monthly qualification criteria.
Qualified rate · No monthly fee · Effective Jul 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account requires a $5.00 minimum balance to open and must remain on deposit to maintain membership status. Rates are variable and may change anytime after account opening. No monthly maintenance fees.
Offer: Minimum daily balance to earn APY is $100.00.
0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - MIT Federal Credit UnionStarter SavingsSavings · $5 min · 0.05%–5.00% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: A savings account requires a $5.00 minimum balance to open and must remain on deposit to maintain membership status. No monthly maintenance fees. Rates are variable and may change anytime after account opening.
Offer: Applies up to and including the first $2,000.00.
4.88% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Starter Savings Balance APY Up to $2,000 5.00% $2,000 and upYour amountSchedule states blended APY range of 5.00% - 0.05%. 0.05%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches