Bank · FDIC insured
Greenfield Cooperative Bank Savings Rates
Greenfield Cooperative Bank’s best savings rate is 0.10% APY on $10,000, with its Locally Grown Money Market. Rates checked October 15, 2026.
How Greenfield Cooperative Bank’s savings rates compare
Compared with banks and credit unions near Greenfield, MA, where Greenfield Cooperative Bank has the most branches. $10,000, best rate first.
This bank’s best
Greenfield Cooperative Bank
0.40%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $40
Vibe Savings
Top rate
Workers Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $300
2nd-highest rate
Greenfield Savings Bank
2.53%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $253
Greenfield Cooperative Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0001.61%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greenfield Cooperative Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Locally Grown Money Market
0.10%APY
This product is subject to end or change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000$1,000.00 minimum to open and earn interest. | 0.10% | $10 | $1,000.00 minimum to open and earn interest. |
| $25,000 – $100,000$1,000.00 minimum to open and earn interest. | 0.25% | — | $1,000.00 minimum to open and earn interest. |
| $100,000 and up$1,000.00 minimum to open and earn interest. | 1.61% | — | $1,000.00 minimum to open and earn interest. |
Vibe Savings
0.40%APY
Vibe Checking Account required. Required to receive eStatements. Enrolling in GCB Online Banking is required for this account to access your electronic statement. If you receive a paper statement mailed to you each statement cycle instead an eStatement; there will be a fee of $5.00 for each statement mailed (If you receive separate Vibe checking and Vibe savings statements, there will be a $5.00 fee for each). $10 minimum balance required to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRequires linked Vibe Checking account and eStatements via GCB Online Banking ($5.00 fee per paper statement mailed). $10 minimum balance required to earn interest.$10 and up | 0.40% | $40 | Requires linked Vibe Checking account and eStatements via GCB Online Banking ($5.00 fee per paper statement mailed). $10 minimum balance required to earn interest. |
Sources (2)
All captured Oct 15, 2026
Money Market Savings
0.10%APY
Accounts that do not maintain an average daily balance of $1,000.00 or more will be charged a flat monthly maintenance fee of $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. | 0.10% | — | Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. |
| $10,000 – $25,000Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. | 0.10% | $10 | Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. |
| $25,000 – $50,000Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. | 0.10% | — | Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. |
| $50,000 and upMonthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. | 0.15% | — | Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest. |
Sources (2)
All captured Oct 5, 2026
Statement Savings
0.05%APY
Accounts that do not maintain an average daily balance of $100.00 or more will be charged a flat monthly maintenance fee of $3.00. Fees are waived for accounts that receive a direct deposit each statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly maintenance fee of $3.00 charged if average daily balance is below $100.00; fee waived with direct deposit each statement cycle.Any balance | 0.05% | $5 | Monthly maintenance fee of $3.00 charged if average daily balance is below $100.00; fee waived with direct deposit each statement cycle. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.