Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in Massachusetts
- 0.07%APY$7 a year on $10,000
Requirements
Product: Tiered interest rates. No monthly service charge. Minimum opening balance is $25.
Offer: Minimum daily balance required to earn interest and obtain APY is $25. Interest is compounded monthly and credited on the last business day of each month.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $25 0.00% Up to $15,000Your amount 0.07% $15,000 – $45,000 0.15% $45,000 – $75,000 0.17% $75,000 – $125,000 1.00% $125,000 – $250,000 1.98% $250,000 – $500,000 2.18% $500,000 and up 2.38% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 10 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Fidelity BankPremier Money MarketPremier Money Market · $2,500 min · 0.07%–0.09% by balance
Bank · 13 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Offer: Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Qualified rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.07% $25,000 and up 0.09% Rate checked
More details - Dean BankPreferred Money MarketPreferred Money Market · $25 min · 0.07%–0.15% by balance
Bank · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: No monthly service charge. $25.00 minimum balance requirement to earn interest. Interest is compounded monthly and credited on the last business day of each month. Variable rate account.
Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $25 and up 0.07% $10,000 and upYour amount 0.07% $25,000 and up 0.09% $50,000 and up 0.12% $100,000 and up 0.15% Rate checked
More details - Dean BankPremium Money MarketPremium Money Market · $25 min · 0.07%–1.00% by balance
Bank · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: No monthly service charge. Minimum balance to open an account is $25. Minimum daily balance required to earn interest and obtain the Annual Percentage Yield is $25. Interest is compounded monthly and credited on the last business day of each month. Variable rate account.
Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $25 and upYour amount 0.07% $100,000 and up 0.09% $250,000 and up 0.15% $500,000 and up 1.00% Rate checked
More details - Bristol County Savings BankMoney Market Passbook or StatementMoney Market Passbook or Statement · $10 min · 0.06%–0.46% by balance
Bank · 14 branches
0.06%APY$6 a year on $10,000Requirements
Product: Tiered interest based on account balance; no monthly maintenance fee. Select accounts may be opened online. Additional options available in branch. Available as passbook or statement. Minimum opening deposit is $10.00.
Offer: Minimum opening deposit is $10.00. Rate may change after the account is opened.
0.06% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Passbook or Statement Balance APY Up to $1,000 0.06% $1,000 – $2,500 0.06% $2,500 – $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.11% $50,000 – $100,000 0.46% $100,000 – $250,000 0.46% $250,000 – $500,000 0.46% $500,000 – $1,000,000 0.46% $1,000,000 – $1,500,000 0.46% $1,500,000 – $2,000,000 0.46% Over $2,000,000 0.46% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 10 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.06%APY$6 a year on $10,000
0.05% interest rate · Effective Jan 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open with an initial deposit of $5.00 to become a member and shareholder of Cranberry FCU. Gives full access to products, services, and member benefits. Lifetime membership remains as long as account stays open.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be opened with an Advantage High Interest or Advantage Cash Back Checking account. No recurring monthly maintenance charges or fees to open or close. Minimum $5 to open online ($5 maintained if utilized as membership account; otherwise no minimum deposit required to open). Limit of one Advantage checking account per SSN.
Offer: When linked Advantage checking qualifications are not met, the entire daily balance earns 0.05% dividend rate resulting in 0.05% APY.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open as basic membership account or secondary account. Workers Federal Credit Union membership required; minimum balance to open membership account is $5. $5 held until account terminated.
Offer: Minimum $50 balance to earn APY. Interest compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Personal accounts only. Fees could reduce earnings. APY is variable.
Offer: Personal accounts only. APY is variable. Fees could reduce earnings.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - Everett BankPremiere Money MarketPremiere Money Market · $2,500 min · 0.05%–0.35% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Consumer accounts only. Only deposits of NEW money are eligible or existing customers with an additional deposit of $10,000 NEW money. Rates are variable and subject to change after account opening. Fees could reduce earnings.
Offer: Only deposits of NEW money are eligible or existing customers with an additional deposit of $10,000 NEW money. Rates are variable and subject to change after account opening. Fees could reduce earnings.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Premiere Money Market Balance APY $2,500 – $250,000Your amount 0.05% $250,000 and up 0.35% Rate checked
More details - Everett BankEverett Elite Money MarketEverett Elite Money Market · $10,000 min · 0.05%–2.65% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Consumer accounts only. Only deposits of NEW money are eligible or existing customers with $10,000 in NEW money. Variable rate subject to change after account opening. No fees.
Offer: Only deposits of NEW money are eligible or existing customers with $10,000 in NEW money. Variable rate subject to change after account opening. No fees.
0.05% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Everett Elite Money Market Balance APY $10,000 – $100,000Your amount 0.05% $100,000 and up 2.65% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Exclusively available to Kasasa Cash or Kasasa Cash Back checking account holders. Must be linked to a Kasasa Checking account. Not eligible for online account opening. No monthly maintenance fee.
Offer: Base rate if qualifications are not met during a Monthly Qualification Cycle. The entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches