Credit union · NCUA insured
Cranberry FCU Savings Rates
Top CarrotCranberry FCU’s best savings rate is 0.05% APY on $10,000, with its Membership Savings. Rates checked October 16, 2026.
How Cranberry FCU’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Cranberry FCU has the most branches. $10,000, best rate first.
This credit union’s best
Cranberry FCU
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Membership Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Cranberry FCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cranberry FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Savings
0.05%APY
Start membership by opening a Membership Savings Account / Member Share Savings Account with an initial deposit of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to earn APY is $50.00; minimum balance to open is $5.00.$50 and up | 0.05% | $5 | Minimum balance to earn APY is $50.00; minimum balance to open is $5.00. |
Sources (4)
- cranberryfcu.org
- cranberryfcu.org/deposit-rates
- cranberryfcu.org/savings-accounts
- cranberryfcu.org/savings-accounts-wareham-ma
All captured Oct 16, 2026
Special-purpose accounts
Money Market/ IRA Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $20,000 | 1.00% | $100 |
| $20,000 – $50,000 | 1.26% | — |
| $50,000 and up | 1.51% | — |
Sources (1)
- cranberryfcu.org/deposit-rates · captured Oct 16, 2026
Cranberry Kids Club
0.30%APY on $10,000
Available for children from age 0 to 17. At age 18 the rate converts to the normal savings account rate.
| Part of the balance | Rate on that part |
|---|---|
| Up to $500 | 5.00% |
| Over $500 | 0.05% |
On $10,000 the tiers blend to about 0.30% APY, earning $30 a year.
Sources (3)
- cranberryfcu.org/deposit-rates
- cranberryfcu.org/savings-accounts
- cranberryfcu.org/youth-savings-accounts-plymouth-county
All captured Oct 16, 2026
Christmas Club
0.05%APY
Account maturity date is set for October 1 with disbursement options including check, transfer, or continued savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to earn is $50.00.$50 and up | 0.05% | $5 | Minimum balance to earn is $50.00. |
IRA Savings / ROTH IRA Savings
0.05%APY
Traditional and Roth IRA savings options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn is $25.00; minimum balance to open is $25.00.$25 and up | 0.05% | $5 | Minimum balance to earn is $25.00; minimum balance to open is $25.00. |
Who can join Cranberry FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.