Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Massachusetts
- Transportation Federal Credit UnionSpecial Purpose Savings AccountSavings · $5 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Save toward vacation, special event, taxes or other specific goals. Dividends paid monthly. Withdrawal restrictions apply. $5 suggested opening deposit; $5 minimum balance required to earn APY.
0.10% interest rate · Effective Aug 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded monthly. Rates are variable and subject to change after account opening.
Offer: Minimum balance of $10 to earn APY. Fees may reduce earnings.
Compounded monthly · Effective Oct 12, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded monthly. Rates are variable and subject to change after account opening. No monthly service fee.
Offer: Daily balance of $10 required to obtain the APY. Fees may reduce earnings.
Compounded monthly · No monthly fee · Effective Oct 12, 2022
Rate checked
More details - Bank of CantonPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.35% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance required to maintain account. Rates are variable and subject to change after account opening. Interest is compounded monthly. Fees may reduce earnings.
Offer: Interest is compounded monthly. Variable rate.
Compounded monthly · No monthly fee · Effective Oct 12, 2022
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.25% $100,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account; interest rate and APY may change at any time. $10.00 service fee if balance falls below $2,500.00. Limited to 6 checks/electronic transfers per statement cycle; $10.00 service charge assessed on each check posted and cleared after the first 6 per statement cycle.
Offer: $10.00 fee applies because balance is below $2,500.00.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.10% $25,000 – $50,000Fee waived if balance remains $2,500.00 or above. 0.35% $50,000 and upFee waived if balance remains $2,500.00 or above. 0.75% Rate checked
More details - Polish National Credit UnionPremium Money MarketPremium Money Market · $1,000 min · 0.10%–0.20% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut.
Offer: The Dividend Rate is paid on the entire balance in your account.
0.10% interest rate · Effective Dec 8, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 – $100,000 0.20% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Main share account which opens membership. Dividends compounded quarterly, interest paid monthly.
Offer: Interest paid monthly
Compounded quarterly · Effective Mar 28, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account; rates can change after the account is opened. Dividends compound daily and are paid monthly. Requires $5 minimum balance to maintain membership.
Offer: Dividends are compounded daily and paid monthly. Variable rate account; rates can change after the account is opened.
0.10% interest rate · Compounded daily · Effective Jun 17, 2026
Rate checked
More details - Brookline Municipal Credit UnionSavings (Share Savings Account)Savings · $25 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership is limited to employees/retired employees of the Town of Brookline, credit union employees, persons who live/work or have retired from employment in the Town of Brookline, and their family members. Minimum deposit of $25.00 represents one unit of ownership and opens membership.
Offer: Variable rate account, rate subject to change after opening.
0.10% interest rate · Effective Dec 23, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership in the credit union required.
Offer: Variable rate account, rate subject to change after opening.
0.10% interest rate · Effective Dec 23, 2025
Rate checked
More details - Southcoast Credit UnionTiered Savings/Money Market AccountsTiered Savings/Money Market Accounts · $1,000 min · 0.03%–1.50% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Variable rate - Rate may change after account opening. Dividends compound monthly.
Offer: Variable rate - Rate may change after account opening.
Promotional rate · 0.03% interest rate · Effective Feb 14, 2025
Rate by balance
Rate by balance for Tiered Savings/Money Market Accounts Balance APY $1,000 – $2,500 0.03% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 1.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening a savings account establishes membership at Direct Federal Credit Union. First $5 is deposited by the credit union.
Offer: First $5 is deposited by Direct Federal Credit Union.
0.10% interest rate · No monthly fee · Effective Apr 29, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Only one Primary Share Account per member permitted. Account serves as membership share. Daily balance method used for dividend calculation.
0.10% interest rate · Effective Aug 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Multiple Share Savings accounts are permitted. A balance of $15.00 or more earns dividends. Daily balance method used for dividend calculation.
Offer: Standard Share rate applies to balances of $15.00 or more.
0.10% interest rate · Effective Aug 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–23
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches