Bank · FDIC insured
Commonwealth Bank Savings Rates
Commonwealth Bank’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Commonwealth Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Commonwealth Bank has the most branches. $10,000, best rate first.
This bank’s best
Commonwealth Bank
0.10%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $10
Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Commonwealth Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commonwealth Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Advantage Money Market
0.75%APY
New funds only. If balance falls below $50,000.00, rate converts to regular money market account based upon minimum daily balance of that day. Variable rate accounts means interest rate and APY may change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upRequires new funds. If balance falls below $50,000.00, rate converts to regular money market account based upon minimum daily balance of that day.$50,000 and up | 0.75% | — | Requires new funds. If balance falls below $50,000.00, rate converts to regular money market account based upon minimum daily balance of that day. |
Sources (1)
- commonwealthcoop.com/rates · captured Sep 18, 2026
Money Market
0.10%APY
Variable rate account; interest rate and APY may change at any time. $10.00 service fee if balance falls below $2,500.00. Limited to 6 checks/electronic transfers per statement cycle; $10.00 service charge assessed on each check posted and cleared after the first 6 per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$10.00 fee applies because balance is below $2,500.00. | 0.00% | — | $10.00 fee applies because balance is below $2,500.00. |
| $2,500 – $25,000Fee waived if balance remains $2,500.00 or above. | 0.10% | $10 | Fee waived if balance remains $2,500.00 or above. |
| $25,000 – $50,000Fee waived if balance remains $2,500.00 or above. | 0.35% | — | Fee waived if balance remains $2,500.00 or above. |
| $50,000 and upFee waived if balance remains $2,500.00 or above. | 0.75% | — | Fee waived if balance remains $2,500.00 or above. |
Sources (2)
All captured Sep 18, 2026
Passbook Savings
0.05%APY
Variable rate account where interest rate and APY may change at any time. Fees may reduce earnings. Convenient passbook to track your savings. ATM/Debit Card available for 24-hour access.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings.$10 and up | 0.05% | $5 | Minimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Statement Savings
0.05%APY
Variable rate account where interest rate and APY may change at any time. Fees may reduce earnings. Easy-to-read statement once a month. ATM/Debit Card available for 24-hour access.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings.$10 and up | 0.05% | $5 | Minimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.05%APY
Variable rate account where interest rate and APY may change at any time. Fees may reduce earnings. Save for the holiday season. ATM/Debit Card available for 24-hour access.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings.$10 and up | 0.05% | $5 | Minimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Vacation Club
0.05%APY
Variable rate account where interest rate and APY may change at any time. Fees may reduce earnings. Save for your next getaway. ATM/Debit Card available for 24-hour access.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings.$10 and up | 0.05% | $5 | Minimum balance to earn the stated APY is $10.00. Variable rate account; interest rate and APY may change at any time. Fees may reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.