Credit union · NCUA insured
Alpha Credit Union Savings Rates
Alpha Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Account. Rates checked October 15, 2026.
How Alpha Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Alpha Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alpha Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Share Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Alpha Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alpha Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.10%APY
Main share account which opens membership. Dividends compounded quarterly, interest paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid monthlyAny balance | 0.10% | $10 | Interest paid monthly |
Sources (3)
- alphacu.com/rates/savings-rates
- alphacu.com/share-savings-account
- alphacu.com/wp-content/themes/…chedule-of-fees-2025.pdf
All captured Sep 18, 2026
Special-purpose accounts
Holiday Club
0.10%APY
Savings tool for holiday season needs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid monthlyAny balance | 0.10% | $10 | Interest paid monthly |
Vacation Club
0.10%APY
Set aside funds each month or pay period for vacation.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid monthlyAny balance | 0.10% | $10 | Interest paid monthly |
Sources (3)
- alphacu.com/vacation-club-account
- alphacu.com/rates/savings-rates
- alphacu.com/wp-content/themes/…chedule-of-fees-2025.pdf
All captured Sep 18, 2026
Who can join Alpha Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals working at Beth Israel Deaconess Medical Center, Joslin Diabetes Center, Lahey Health, Tufts Medical Center, or Harvard Medical Faculty Physicians at Beth Israel Deaconess Medical Center (HMFP) are eligible for membership.
Family and household
- Membership is available to members' spouse or domestic partner, children, step-children or domestic partner's children, parent, step-parents, parent's domestic partner, grandchildren, step-grandchildren, grandparents, step-grandparents, domestic partners' parents or grandparents, and siblings or step-siblings.
Membership information collected October 5, 2026.