Bank · FDIC insured
Commonwealth Bank
A $205M bank headquartered in Hyde Park, MA, with 2 branches in Massachusetts. Best rates: CDs 0.50% and savings 0.10% APY.
Commonwealth Bank Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#139 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Commonwealth Bank
Established in 1886, Commonwealth Bank is the oldest cooperative bank in Boston, headquartered with its main office in Hyde Park, Massachusetts.
- Headquarters
- 1172 River St, Hyde Park, MA 02136
- FDIC certificate
- 29842 ↗
Branches
2 branches in Massachusetts
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Massachusetts
2 branches
- Commonwealth Co-operative BankMain office1172 River St, Hyde Park, MA 02136Directions
- Jamaica Plain Branch3815 Washington St, Jamaica Plain, MA 02130Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.31% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.50% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio16.31%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.50%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Commonwealth Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.