Compare Bank & Credit Union Rates
Best savings rates in Needham, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Needham, MA
- 0.10%APY$10 a year on $10,000
Requirements
Product: $250 minimum deposit to open. No monthly account or maintenance fees. Available as a sweep account. Tiered interest rate.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - Salem Five BankGold Star Money MarketGold Star Money Market · $10 min · 0.10%–2.40% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must be opened with funds not currently on deposit with Salem Five Bank. Maximum deposit amount allowed to open is $1,000,000, and deposits will not be accepted once balance reaches $1,000,000 (interest continues to accrue). One account per customer. Personal accounts only. Zero monthly fees. Variable rates.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Gold Star Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 2.40% $75,000 – $100,000 2.40% $100,000 – $250,000 2.40% $250,000 – $500,000 2.40% $500,000 and up 2.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening a savings account establishes membership at Direct Federal Credit Union. First $5 is deposited by the credit union.
Offer: First $5 is deposited by Direct Federal Credit Union.
0.10% interest rate · No monthly fee · Effective Apr 29, 2023
Rate checked
More details - Fidelity BankPremier Money MarketPremier Money Market · $2,500 min · 0.07%–0.09% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Offer: Available exclusively to Premier Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Qualified rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.07% $25,000 and up 0.09% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available to Flex Checking customers. Limit one account per tax reporting owner. Personal accounts only. Rate is blended for balances exceeding $20,000.
Offer: Without Flex Checking.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate may change after the account is opened. Minimum deposit of $10 required to open account. $5.00 fee imposed every statement cycle if minimum daily balance for cycle falls below $1,000 ($5 monthly fee if average daily balance drops below $1,000).
Offer: Minimum daily balance to earn APY is $10. $5 monthly fee assessed if average daily balance / minimum daily balance drops below $1,000. Rate may change after account is opened.
$5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Dedham SavingsPremium Money Market AccountPremium Money Market Account · $10 min · 0.05%–3.00% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Rate may change after account is opened. Minimum deposit of $10 required to open account. Maximum deposit of $2,000,000. Offer available for funds not currently on deposit at Dedham Savings. Limited time offer.
Offer: Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer.
Promotional rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $99,999Your amount 0.05% $100,000 – $20,000,000Maximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. 3.00% Rate checked
More details - Fidelity BankPlus Money MarketPlus Money Market · $2,500 min · 0.04%–0.07% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Offer: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Qualified rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.07% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Personal accounts only. Pair with Premium Checking for tier rates; accounts without Premium Checking earn 0.05% APY regardless of balance. No monthly maintenance fees. $250 minimum opening deposit.
Offer: Rate applied without Premium Checking account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Salem Five BankAdvantage Money MarketAdvantage Money Market · $10 min · 0.01%–0.10% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Variable tiered rates based on deposit amounts. Maintain the minimum balance and pay no monthly fee. Personal accounts only.
0.01% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $5,000 0.01% $5,000 – $10,000 0.01% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $75,000 0.05% $75,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate may change after account is opened.
Offer: Minimum daily balance to earn APY is $10.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Must be opened with funds not currently on deposit at Dedham Savings. Online statements required within 30 days of account opening, or account will revert to standard Statement Savings account at 0.05% APY for all balances. One account per client. Limited time offer. For ages 16+.
Offer: Rates guaranteed until 12/31/26, and subject to change thereafter. Minimum daily balance to earn APY is >$0.
Promotional rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Start Up Savings Balance APY Up to $1,000 5.00% $1,000 and upYour amount 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Needham, MA
47 accounts at 14 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 1.97%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches