Compare Bank & Credit Union Rates
Best savings rates in Lowell, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lowell, MA
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are variable and may change after account opening. Fees may reduce earnings. Membership eligibility requirements must be met.
0.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must maintain a $5 deposit relationship for credit union membership. Rates are variable and may change after account opening. Fees may reduce earnings. Deposits insured by NCUA and MSIC.
Effective Sep 30, 2026
Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. If average daily balance falls below the minimum for that dividend period, APY will be 0.00%. Minimum opening deposit of $25 is deposited directly into the account. Member eligibility is required.
Offer: Minimum average daily balance of $500.00 required to earn dividends. Dividends compounded and credited monthly.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. If average daily balance falls below $500 for that dividend period, APY will be 0.00%. Member eligibility is required.
Offer: Minimum average daily balance of $500 required to earn stated APY. Dividends compounded and credited monthly.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Salem Five BankGold Star Money MarketGold Star Money Market · $10 min · 0.10%–2.40% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must be opened with funds not currently on deposit with Salem Five Bank. Maximum deposit amount allowed to open is $1,000,000, and deposits will not be accepted once balance reaches $1,000,000 (interest continues to accrue). One account per customer. Personal accounts only. Zero monthly fees. Variable rates.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Gold Star Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 2.40% $75,000 – $100,000 2.40% $100,000 – $250,000 2.40% $250,000 – $500,000 2.40% $500,000 and up 2.40% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires a checking account with eStatements (free eStatements required to open and maintain account). Links to WSB checking account (Cash Rewards or Interest Rewards Checking).
Offer: Requires a checking account with eStatements. No minimum balance to earn rewards/interest. No monthly service fees.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Lowell Municipal Employees Federal Credit UnionRegular Share AccountSavings · $10 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: No service charges. Interest paid and compounded monthly. Direct deposit available.
0.10% interest rate · Compounded monthly · Effective Sep 13, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be paired/opened with an Advantage High Interest or Advantage Cash Back checking account. Workers Federal Credit Union membership required ($5 minimum balance). No recurring monthly maintenance charges or fees to open or close account. Limit of one Advantage checking account per social security number.
Offer: Base rate earned on entire daily balance when linked Advantage Checking qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Workers Credit UnionSignature Money MarketSignature Money Market · $1,000 min · 0.05%–3.85% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Subject to membership eligibility. Workers Federal Credit Union membership required ($5 minimum balance to open membership account). Minimum $1,000 deposit to open. No monthly maintenance fees. Up to six convenient debit transactions/withdrawals/transfers per month. Variable-rate tiered account.
Offer: Tier 1 rate applies to average daily balance from $0.00 through $14,999.99.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Signature Money Market Balance APY Up to $15,000Your amount 0.05% $15,000 and upPrime Rate less 3.22%). 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Workers Federal Credit Union membership required; minimum balance to open membership account is $5, which will be held until account termination. Open as basic membership account or secondary account.
Offer: Minimum $50 balance to earn APY.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
Offer: Variable rate. Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings.
Qualified rate · Effective Sep 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lowell, MA
55 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches