Credit union · NCUA insured
Lowell Firefighters FCU Savings Rates
Lowell Firefighters FCU’s best savings rate is 0.25% APY on $10,000, with its Regular Shares (Savings Account). Rates checked October 15, 2026.
How Lowell Firefighters FCU’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Lowell Firefighters FCU has the most branches. $10,000, best rate first.
This credit union’s best
Lowell Firefighters FCU
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Regular Shares (Savings Account)
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Lowell Firefighters FCU savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0004.07%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lowell Firefighters FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Tiered Savings Account
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.00% | $0 |
| $25,000 – $50,000 | 2.02% | — |
| $50,000 – $100,000 | 3.04% | — |
| $100,000 and up | 4.07% | — |
Sources (1)
- lffcu.com/savings-rates · captured Oct 5, 2026
Regular Shares (Savings Account)
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Special-purpose accounts
Savings Club for Kids
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500APY will be paid on the balance of the account up to the first $500.00. | 8.00% | — | APY will be paid on the balance of the account up to the first $500.00. |
| $500 and upA dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $500.00. | 0.25% | $25 | A dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $500.00. |
Sources (1)
- lffcu.com/savings-rates · captured Oct 5, 2026
Christmas Club
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000APY will be paid on the balance of the account up to the first $5,000.00. | 0.40% | — | APY will be paid on the balance of the account up to the first $5,000.00. |
| $5,000 and upA dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $5,000.00. | 0.25% | $25 | A dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $5,000.00. |
Vacation Club
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000APY will be paid on the balance of the account up to the first $5,000.00. | 0.35% | — | APY will be paid on the balance of the account up to the first $5,000.00. |
| $5,000 and upA dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $5,000.00. | 0.25% | $25 | A dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $5,000.00. |
Who can join Lowell Firefighters FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.