Credit union · NCUA insured
Lowell Municipal Employees Federal Credit Union Savings Rates
Lowell Municipal Employees Federal Credit Union’s best savings rate is 2.02% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Lowell Municipal Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Lowell Municipal Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lowell Municipal Employees Federal Credit Union
2.02%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $202
Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Lowell Municipal Employees Federal Credit Union savings score
89
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lowell Municipal Employees Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.02%APY
Tiered rate structure. Dividends paid monthly. $2,500 minimum deposit required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend rate 2.00%. Dividends paid and compounded monthly.Any balance | 2.02% | $202 | Dividend rate 2.00%. Dividends paid and compounded monthly. |
Sources (3)
All captured Sep 18, 2026
Regular Share Account
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upNo service charges. Interest paid and compounded monthly. Direct deposit available.$10 and up | 0.10% | $10 | No service charges. Interest paid and compounded monthly. Direct deposit available. |
Special-purpose accounts
Holiday Shares
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upNo service charges. Interest paid and compounded monthly. Direct deposit available.$10 and up | 0.10% | $10 | No service charges. Interest paid and compounded monthly. Direct deposit available. |
Vacation
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upNo service charges. Interest paid and compounded monthly. Direct deposit available.$10 and up | 0.10% | $10 | No service charges. Interest paid and compounded monthly. Direct deposit available. |
Who can join Lowell Municipal Employees Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.