Compare Bank & Credit Union Rates
Best savings rates in Boston, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Boston, MA
- Tremont Credit UnionFree Kasasa SaverSavings · $25 min · 0.40%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Limit 1 account per SSN/ITIN. Requires Tremont CU Regular Savings Account open and maintained with at least $5 balance.
Offer: Qualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 1 Direct Deposit, ACH Credit, or ACH Payment transaction; at least 12 debit card purchases; enrolled in and receive e-statements.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and upQualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. 0.40% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Personal accounts only. Monthly maintenance fee is waived if balance stays at or above $500 each day of the monthly cycle, if the account owner is under age 26, if enrolled in Debit Card Round Up with at least one qualifying credit posted during the cycle, or for the first month for new account openings.
Offer: Minimum balance of $10 to open and obtain APY. Variable interest rate compounded monthly, credited monthly, and calculated using the daily balance method. Rate may change after account opening.
1.00% interest rate · Compounded monthly
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Client must agree to receive eStatements as a condition of the Account. Up to six (6) pre-authorized, automatic or telephone transfers allowed from your savings account during a statement month. Leader Bank reserves the right to discontinue without notice.
Offer: $10 minimum account balance to open accounts and earn APY. Client must agree to receive eStatements as a condition of the Account.
0.75% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Tremont Credit UnionMoney Management AccountSavings · $2,500 min · 0.75%–3.25% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,0000.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.75% $75,000 – $150,000 2.50% $150,000 and up 3.25% Rate checked
More details - Hanscom Federal Credit UnionPremier Money MarketPremier Money Market · $2,000 min · 0.50%–3.50% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Premier Checking required to open.
Offer: Premier Checking required to open.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 1.50% $50,000 – $100,000 2.50% $100,000 – $250,000 3.25% $250,000 – $500,000 3.25% $500,000 – $1,000,000 3.50% $1,000,000 and up 3.50% Rate checked
More details - Dedham SavingsPreferred Money Market AccountPreferred Money Market Account · $10 min · 0.05%–0.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000intro rateRequirements
Product: Rate may change after account is opened. Minimum deposit of $10 required to open account. Maximum deposit of $2,000,000. Offer available for funds not currently on deposit at Dedham Savings. Limited time offer.
Offer: Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer.
Promotional rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $9,999 0.05% $10,000 – $20,000,000Your amountMaximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. 0.50% Rate checked
More details - Albright Credit UnionMoney MarketMoney Market · $1,000 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Interest earned on deposit of $1,000-$24,999. Minimum balance $1,000.00.
0.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $24,999Your amount 0.50% $25,000 – $49,999Interest earned on deposit of $25,000-$49,999. 0.75% $50,000 and upInterest earned on deposit of $50,000 & up. 1.26% Rate checked
More details - Needham BankSuper Saver Money MarketSuper Saver Money Market · $250 min · 0.50%–3.50% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Personal accounts only. Needham Bank personal checking account required. Available to new customers or existing customers who deposit $10,000 or more in new-to-Needham Bank funds. If qualifications are not met within 60 days of account opening, account may be converted to standard Money Market Account. No monthly maintenance fees. Minimum opening deposit $250.
Offer: Requires Needham Bank personal checking account and new customer status or $10,000+ new-to-bank funds.
Qualified rate · No monthly fee · Effective Jan 29, 2026
Rate by balance
Rate by balance for Super Saver Money Market Balance APY Up to $24,999Your amount 0.50% $25,000 – $49,999 2.00% $50,000 and up 3.50% Rate checked
More details - Salem Five BankClassic Five Money MarketClassic Five Money Market · $10 min · 0.10%–2.40% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance fee waived for the first month for new account openings, or if balance is at least $500, or if enrolled in Debit Card Round Up Program with at least one Debit Card Round Up credit post per monthly cycle. Offer available for funds not currently on deposit. Maximum deposit limit $1,000,000 per account and one account per customer. Personal accounts only. Variable rates.
0.10% interest rate
Rate by balance
Rate by balance for Classic Five Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $75,000 2.40% $75,000 – $100,000 2.40% $100,000 and up 2.40% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $25 minimum share balance required. Inactive accounts are charged $5.00 per month. Fees could reduce earnings.
Offer: $25 minimum share balance required. Inactive accounts charged $5.00 per month.
Effective May 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $200.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $400.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - Mass Bay Credit UnionMoney MarketMoney Market · $10 min · 0.05%–0.80% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.15% $10,000 – $20,000Your amount 0.35% $20,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 and up 0.80% Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 17 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - First Responders Credit UnionTiered Rate Money Market Account (MMDA)Tiered Rate Money Market Account (MMDA) · $2,500 min · 0.25%–1.75% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Account (MMDA) Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boston, MA
107 accounts at 35 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.85%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches