Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Maryland
- 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends are paid on accounts with a balance of $100 or more; rate established quarterly by Board of Directors. Inactive account fee of $5.00/quarter after 1 year if balance is less than $100.00. Membership requires maintaining 1 share with par value of $5.00.
Offer: Dividends compounded and credited quarterly based on average daily balance. Minimum opening deposit of $5.00. Minimum balance of $100.00 to earn stated APY.
0.75% interest rate · Effective Apr 1, 2025
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited monthly. Fees may reduce earnings. Rates are variable and subject to change.
Offer: Applies to balances under $2,500. Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily and credited monthly.
0.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.00% $2,500 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.40% Rate checked
More details - Labor Credit UnionMoney MarketMoney Market · $500 min · 0.60%–1.10% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Up to three $250 minimum withdrawals a month. Free Checks. Limited transaction account; exceeding transaction limits may result in a fee. Average Daily Balance method, compounded monthly. Dividends paid on the last day of the month.
Offer: $500 minimum balance required to earn dividends.
0.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $10,000 0.60% $10,000 – $20,000Your amount 0.65% $20,000 – $75,000 0.75% $75,000 – $100,000 0.90% $100,000 and up 1.10% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 20 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Bulldog Federal Credit UnionMoney Market Share AccountMoney Market Share Account · 0.50%–0.80% by balance
Credit union · 6 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered account with unlimited deposits and up to 6 transfers or withdrawals per month. First order of 40 checks included at no cost. $2,000 minimum daily balance required to avoid low balance fee ($15/occurrence).
Offer: $2,000 minimum daily balance required to avoid low balance fee
0.50% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,000 0.50% $2,000 – $9,999 0.55% $10,000 – $24,999Your amount 0.65% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 and up 0.80% Rate checked
More details - First Peoples Community Federal Credit UnionMoney Market Deposit Accounts (MMDA)Money Market Deposit Accounts (MMDA) · $0 min · 0.00%–1.80% by balance
Credit union · 9 branches
0.60%APY$60 a year on $10,000Requirements
Product: Dividends compound daily. Tiered rate account. Membership required.
Offer: Balances below $100 earn 0.00%.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Deposit Accounts (MMDA) Balance APY Up to $100 0.00% $100 – $1,000 0.10% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.35% $250,000 and up 1.80% Rate checked
More details - Northwest Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.57%–1.39% by balance
Credit union · 1 branch
0.57%APY$57 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. No minimum balance required to open or maintain the account; $0.01 balance required to earn dividends.
Offer: Balance less than $2,500; $0.01 balance to earn dividends.
0.57% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.57% $2,500 – $25,000Your amount 0.57% $25,000 – $50,000 0.65% $50,000 – $100,000 0.67% $100,000 – $250,000 0.86% $250,000 – $1,000,000 1.34% $1,000,000 and up 1.39% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 20 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - First Shore FederalMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.50% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Deposits accepted from residents of the Eastern Shore of Maryland, Virginia's Eastern Shore and lower Delaware. A savings account that offers unlimited check writing. No monthly maintenance service charge with an average daily balance of $1,000; $7.50 monthly maintenance service charge if average daily balance falls below $1,000 (waived for non-profit organizations). Earn interest monthly when daily balance exceeds $1,000.
Offer: Earn interest monthly when daily balance exceeds $1,000. Monthly compounding. Fees could reduce earnings. Rates may change after account opening. No monthly maintenance service charge with an average daily balance of $1,000; $7.50 monthly maintenance service charge if average daily balance falls below $1,000 (waived for non-profit organizations).
0.05% interest rate · $7.50 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.05% $2,500 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 and up 1.75% Rate checked
More details - Treasury Department FCUMoney Market AccountMoney Market Account · $1,500 min · 0.50%–0.80% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: To open a Money Market account, there is a $1,500 minimum balance requirement. Compounded monthly and credited monthly.
Offer: Compounded monthly and credited monthly.
0.50% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $15,000Your amount 0.50% $15,000 – $35,000 0.60% $35,000 – $50,000 0.65% Over $50,000 0.80% Rate checked
More details - DEXSTA Federal Credit UnionHigh Yield SavingsSavings · 0.00%–3.35% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly fee of $25 if balance is less than $10,000. Minimum balance of $10,000 required at all times to earn disclosed APY. Only one withdrawal allowed per calendar month ($25 fee per additional withdrawal). Daily balance method, compounded monthly.
Offer: Balances below $10,000 earn 0.00% APY and incur a $25/month fee.
0.00% interest rate · Compounded monthly · $25 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 3.35% $250,000 and up 3.35% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Membership eligibility requires living, working, worshipping, volunteering, or attending school in New Castle or Kent County, DE, or Cecil County, MD, and maintaining a $5 par value share. Limited to 3 withdrawals per month ($15 fee per item beyond 3). Maximum of 6 total transfers/withdrawals per month for shares excluding share drafts.
Offer: Below minimum balance requirement of $5,000.00 to earn disclosed APY; dividend penalty rate set at 1/2 percent below share rate with a minimum of 0.00%.
0.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.65% $50,000 – $75,000 0.75% $75,000 and up 0.90% Rate checked
More details - Capital Area REALTORS® Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.50%–3.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 and upYour amount 0.50% $50,000 and up 3.50% $75,000 and up 3.63% $150,000 and up 3.75% Rate checked
More details - Securityplus Federal Credit UnionMoney MarketMoney Market · $1,500 min · 0.35%–1.00% by balance
Credit union · 5 branches
0.45%APY$45 a year on $10,000Requirements
Product: Minimum initial deposit of $1,500 must be maintained as an average daily balance to obtain the disclosed APY; average daily balances under $1,500 receive no dividends. A cumulative balance of at least $50 in deposits must be maintained in order to avoid a minimum balance fee (can also be avoided by opening a loan or credit card account).
0.35% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $5,000 0.35% $5,000 – $50,000Your amount 0.45% $50,000 – $250,000 0.60% $250,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches