Credit union · NCUA insured
Bee Federal Credit Union Savings Rates
Bee Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Regular Share. Rates checked October 22, 2026.
How Bee Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Salisbury, MD, where Bee Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bee Federal Credit Union
0.75%APY
- Minimum
- $5
- Earns on $10,000 a year
- $75
Regular Share
Top rate
First Shore Federal
1.75%APY
- Minimum
- $100
- Earns on $10,000 a year
- $175
2nd-highest rate
Tidemark Federal Credit Union
1.20%APY
- Minimum
- —
- Earns on $10,000 a year
- $120
Bee Federal Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bee Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share
0.75%APY
Dividends are paid on accounts with a balance of $100 or more; rate established quarterly by Board of Directors. Inactive account fee of $5.00/quarter after 1 year if balance is less than $100.00. Membership requires maintaining 1 share with par value of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly based on average daily balance. Minimum opening deposit of $5.00. Minimum balance of $100.00 to earn stated APY.$100 and up | 0.75% | $75 | Dividends compounded and credited quarterly based on average daily balance. Minimum opening deposit of $5.00. Minimum balance of $100.00 to earn stated APY. |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club
0.20%APY
Early withdrawal fee of $25.00 applies if closed or funds withdrawn early, except within 7 days of opening. Dividend rate may change annually. Balance paid by check on or after October 2.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited annually based on average daily balance. Dividend period begins October 1 and ends September 30.Any balance | 0.20% | $20 | Dividends compounded and credited annually based on average daily balance. Dividend period begins October 1 and ends September 30. |
Sources (2)
All captured Oct 15, 2026
Who can join Bee Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Retirees from Wicomico County Public Schools (WCPS) or Wicomico County Government (WCG) are eligible for membership.
- Current employees of Wicomico County Government (WCG) are eligible for membership.
- Current employees of Wicomico County Public Schools (WCPS) are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) of a current employee or retiree of WCPS or WCG are eligible for membership.
- Household members living in the same residence and maintaining a single economic unit with a current employee or retiree of WCPS or WCG are eligible for membership.
- Spouses of members who have died are eligible for membership.
Cost to join
- A $5 share deposit submitted with the Member Application Form is required to become a member.
Membership information collected October 4, 2026.