Credit union · NCUA insured
Securityplus Federal Credit Union Savings Rates
Securityplus Federal Credit Union’s best savings rate is 0.45% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Securityplus Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Securityplus Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Securityplus Federal Credit Union
0.45%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $45
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Securityplus Federal Credit Union savings score
89
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0002.20%
- $100,000 balance$100,0001.26%
- QualifiedQualified2.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Securityplus Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Marketplus
2.20%APY on $10,000
Tiered/reverse-tier dividend rate structure where dividend rates apply to the portion of your balance within each range. Minimum opening deposit of $5,000 required. Must be enrolled in eStatements to earn dividends. Limit one Money Marketplus Account per member. Minimum withdrawal amount is $500, with a limit of two withdrawals per month without a fee ($25 for each additional withdrawal). A cumulative balance of at least $50 in deposits must be maintained in order to avoid a minimum balance fee (can also be avoided by opening a loan or credit card account).
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,500 | 4.65% |
| $2,500 – $50,000 | 1.34% |
| $50,000 – $500,000 | 1.00% |
| $500,000 and up | 0.50% |
On $10,000 the tiers blend to about 2.20% APY, earning $220 a year.
Money Market
0.45%APY
Minimum initial deposit of $1,500 must be maintained as an average daily balance to obtain the disclosed APY; average daily balances under $1,500 receive no dividends. A cumulative balance of at least $50 in deposits must be maintained in order to avoid a minimum balance fee (can also be avoided by opening a loan or credit card account).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,500 – $5,000 | 0.35% | — |
| $5,000 – $50,000 | 0.45% | $45 |
| $50,000 – $250,000 | 0.60% | — |
| $250,000 and up | 1.00% | — |
Savings Account
0.10%APY
Minimum deposit of $5 required to open and establish credit union membership. Minimum withdrawal amount is $10.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Secondary Savings Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
Coverdell Education Savings Account
0.10%APY
Total contributions per child cannot exceed $2,000 per year until age 18. Qualified educational withdrawals are tax-free.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
- securityplusfcu.org/personal/b…erdell-education-savings
- securityplusfcu.org/support/in…-education-savings-rates
All captured Sep 19, 2026
Individual Retirement Accounts (IRAs)
0.10%APY
Offers Traditional and Roth IRA options with an initial opening deposit minimum of $25.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
- securityplusfcu.org/personal/b…retirement-accounts-iras
- securityplusfcu.org/support/in…-education-savings-rates
All captured Sep 19, 2026
Student Savings Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- securityplusfcu.org/support/in…tion/rates/savings-rates · captured Sep 19, 2026
Who can join Securityplus Federal Credit Union
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