Compare Bank & Credit Union Rates
Best savings rates in Farmington, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Franklin County, ME · Showing Franklin County, ME: too few institutions in Farmington, ME
- OTIS Federal Credit UnionMoney Management AccountMoney Management Account · $2,000 min · 0.05%–2.75% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Minimum opening balance of $2,000.00. Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge; excess withdrawals are charged $1.00 thereafter.
Offer: Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge; excess withdrawals charged $1.00 thereafter.
0.05% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY Up to $2,000 0.05% $2,000 – $20,000Your amount 2.50% Over $20,000 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Automatic transfers of Kasasa checking rewards. No recurring monthly maintenance fees.
Offer: Qualifications met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Androscoggin BankFlex Personal Money Market AccountFlex Personal Money Market Account · $0 min · 1.50%–2.25% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New to Bank money only. Rates subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum balance is required to obtain APY.
Offer: Tier 1. New to Bank money only. Stated minimum balance is required to obtain APY.
Promotional rate · 1.49% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Flex Personal Money Market Account Balance APY Up to $100,000Your amount 1.50% $100,000 and upTier 2. 2.25% Rate checked
More details - University Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Maximum of three withdrawals per month; dividends calculated by Average Daily Balance method; minimum opening deposit and balance for APY of $5,000.00 stated in Truth-in-Savings disclosures.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 and upYour amount 1.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Shariah-compliant savings account earning interest-free returns based on revenue sharing (Customer:Bank ratio 3:97). $3.00 monthly service fee waived with minimum $100.00 daily balance.
Offer: Revenue sharing ratio 3:97 (Customer:Bank).
$3 monthly fee · Effective Jun 1, 2026
Rate checked
More details - Franklin-Somerset Federal Credit UnionMoney Market ShareMoney Market Share · $1,500 min · 1.00%–1.76% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded monthly when average daily balance meets or exceeds $1,500.00. Minimum withdrawal amount is $100.00. 3 free withdrawals per month; $1.00 fee for each withdrawal above 3.
Offer: Dividends compounded monthly.
1.00% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,500 – $10,000Your amount 1.00% $10,000 – $25,000 1.26% $25,000 – $50,000 1.36% $50,000 – $100,000 1.51% Over $100,000 1.76% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - University Credit UnionSuper Share AccountSavings · $2,000 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a higher rate of interest with a $2,000 minimum balance. Maximum of three withdrawals per month.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY Up to $1,999 0.05% $2,000 and upYour amount 0.20% Rate checked
More details - Androscoggin BankPersonal Money MarketPersonal Money Market · $25 min · 0.01%–0.50% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Opening deposit of $25 is required. Minimum daily balance of $5,000 must be maintained to avoid a $10.00 monthly service charge. Fees may reduce earnings. Stated minimum balance is required to obtain APY. Rates subject to change without notice once the account has been opened.
Offer: Tier 1. Stated minimum balance is required to obtain APY.
0.01% interest rate · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $5,000 0.01% $5,000 – $25,000Your amountTier 2. 0.15% $25,000 – $50,000Tier 3. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.20% $50,000 – $75,000Tier 4. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.25% $75,000 – $100,000Tier 5. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.30% $100,000 and upTier 6. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.50% Rate checked
More details - Franklin Savings BankMoney Market AccountMoney Market Account · $1,000 min · 0.15%–2.02% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; interest rate and APY may change at any time. $10.00 monthly fee applies if balance falls below $1,000. Fees could reduce earnings on the account.
Offer: Variable rate; $10.00 monthly fee if balance falls below $1,000.
0.15% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.85% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.52% $1,000,000 and up 2.02% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Franklin-Somerset Federal Credit UnionShare (savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Credit union membership required with a $25.00 minimum share balance. Dividends compounded monthly on average daily balance meeting or exceeding $100.00.
Offer: Dividends compounded monthly. Minimum balance of $100.00 required to earn dividends.
0.05% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share (savings) Balance APY $100 – $2,000 0.05% Over $2,000Your amount 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Franklin-Somerset Federal Credit UnionMoney Market Share DraftMoney Market Share Draft · $1,500 min
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded monthly when average daily balance meets or exceeds $1,500.00. Write up to 5 checks free per month; $1.00 fee for each check over 5. Minimum withdrawal amount is $100.00.
Offer: Dividends compounded monthly.
0.05% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Franklin County, ME
26 accounts at 8 banks and credit unions · checked Oct 22
- Typical
- 0.08%
- Top 10% from
- 1.50%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches