Compare Bank & Credit Union Rates
Best savings rates in Sulphur, LA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sulphur, LA
- 3.04%APY$304 a year on $10,000
3.00% interest rate
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - Calcasieu Teachers & Employees Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.99%–3.56% by balance
Credit union · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Open in a branch. Avoid a monthly fee when maintaining a minimum daily balance of $2,500. Variable rate account; rates may change at any time without notice. Access up to six times per month by check, electronic withdrawal, or transfer.
Offer: Tier I ($0 - $9,999). Monthly fee waived with minimum daily balance of $2,500.
0.99% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.99% $10,000 – $24,999Your amount 2.53% $25,000 – $99,999 3.09% $100,000 and up 3.56% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 2.50% APY on full balance when JD Signature balance requirements ($40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances) are met during each monthly qualification cycle. $10 monthly fee waived if $40,000 balance is maintained.
Qualified rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Southwest Louisiana CUMoney MarketMoney Market · $0 min · 0.00%–1.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.
Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for ZydeCash Savings Balance APY Any balance 0.05% Up to $30,000Your amountQualifying rate tier when qualifications are met during monthly qualification cycle on ZydeCash Checking (12 debit card purchases, at least 1 direct deposit or automatic payment, e-statements online, personal online or mobile banking access). 0.50% Over $30,000 0.15% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.22%APY$22 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Default rate tier applied without an associated active b1BANK checking account. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 0.22% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 0.22% $25,000 – $100,000 0.87% $100,000 – $250,000 1.01% $250,000 – $1,000,000 1.38% $1,000,000 – $5,000,000 2.14% $5,000,000 and up 2.52% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Default rate applies without qualifying activity in a related checking account. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 0.20% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Service charge fee of $2.00 imposed each quarterly statement cycle if the average daily balance for the quarter falls below $200.00. Excess activity fee of $1.00 charged for each debit/withdrawal in excess of three during a quarter.
Offer: Must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY. $2.00 quarterly service charge if average daily balance falls below $200.00.
0.20% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $4.00 monthly fee waived if balance remains at $200 and above for the entire month. Average Daily Balance used to calculate interest. Three free withdrawals per month with $1 per withdrawal fee thereafter.
Offer: Tier 1: Balances $200 – $99,999.99. Fee waived if balance remains at $200 and above for the entire month.
$4 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for JD Classic Savings Balance APY $200 – $100,000Your amount 0.15% $100,000 and up 0.30% Rate checked
More details - Access Of Louisiana Federal Credit UnionRegulare Share SavingsSavings · $25 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Represents ownership/share of the credit union. Access of Louisiana requires a $25.00 balance in this account to be considered a member. Dividends are compounded and credited quarterly based on the average daily balance method. To obtain dividends, members must maintain $50.00 for the dividend period. Limited to no more than six transfers/withdrawals per month by preauthorized, automatic, internet, telephonic, check, or debit card transfer.
Offer: Must maintain $50.00 for the dividend period to obtain dividends. Requires a $25.00 balance for membership.
0.15% interest rate · Effective Feb 26, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sulphur, LA
24 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.18%
- Top 10% from
- 2.71%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.58%
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Lake Charles, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Calcasieu Teachers & Employees Credit UnionCredit union · 3 branches