Access Of Louisiana Federal Credit Union Savings & Money Market Rates

How Access Of Louisiana Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Lake Charles, LA, where Access Of Louisiana Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Access Of Louisiana Federal Credit Union
0.15%APY
Requires
None
Minimum
$25
Earns on $10,000 a year
$15
Regulare Share Savings
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
Home Bank
3.04%APY
Requires
None
Minimum
$5,000
Earns on $10,000 a year
$304
Home Bank rates

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Savings score

Higher than 18% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.15%
QualifiedQualified0.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Access Of Louisiana Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regulare Share Savings

0.15%APY$25 to open

Represents ownership/share of the credit union. Access of Louisiana requires a $25.00 balance in this account to be considered a member. Dividends are compounded and credited quarterly based on the average daily balance method. To obtain dividends, members must maintain $50.00 for the dividend period. Limited to no more than six transfers/withdrawals per month by preauthorized, automatic, internet, telephonic, check, or debit card transfer.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMust maintain $50.00 for the dividend period to obtain dividends. Requires a $25.00 balance for membership.$25 and up	0.15%	$15	Must maintain $50.00 for the dividend period to obtain dividends. Requires a $25.00 balance for membership.

Sources (3)

All captured Sep 24, 2026

Special-purpose accounts

IRA Savings

0.25%APYIRA$25 to open

Tax-advantaged retirement savings account. Offered in Traditional, Roth, Coverdell Education Savings, and IRA Share types. Dividends are compounded and deposited quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upDividends compounded and deposited quarterly.$25 and up	0.25%	$25	Dividends compounded and deposited quarterly.

Sources (2)

All captured Sep 24, 2026

Christmas Club Savings

0.15%APYClub

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.15%	$15

Sources (1)

access.coop/save_srates.html · captured Sep 24, 2026

Who can join Access Of Louisiana Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live, work, worship, or attend school in Calcasieu Parish are eligible for membership.

Employers and groups

Individuals employed by one of the credit union's select employee groups are eligible for membership.

Family and household

Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relation) of an active member are eligible for membership.
Immediate family and household members of eligible individuals are eligible for membership.

Other ways

Organizations and other legal entities in Calcasieu Parish can open accounts.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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