Compare Bank & Credit Union Rates
Best savings rates in Kentucky
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Kentucky
- 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum to open: $10 ($50 online comparison table). $1 monthly fee is waived if daily balance is at least $100.
Offer: Minimum balance $100. $1 monthly fee is waived if daily balance is at least $100.
0.10% interest rate · $1 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Community Financial Services BankCommunity SavingsSavings · $100 min · 0.05%–0.25% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance requirements; free ATM card; interest compounded daily and paid quarterly.
0.05% interest rate · Compounded daily
Rate by balance
Rate by balance for Community Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 and up 0.25% Rate checked
More details - Lincoln National BankHi Fi Account (Tiered Money Market)Hi Fi Account (Tiered Money Market) · $2,500 min · 0.10%–0.15% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account each day. Rates subject to change.
Offer: Minimum balance to obtain Annual Percentage Yield is $2,500.00.
0.10% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Hi Fi Account (Tiered Money Market) Balance APY $2,500 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: At least 1 direct deposit or ACH credit, at least 12 debit card purchases (minimum $5.00 each), enrolled in e-statements and online banking per monthly qualification cycle. Linked to a free Legacy checking account (Legacy Cash or Legacy Cash Back). Limit 1 account per SSN. No monthly maintenance fees. Variable rate.
Offer: Base rate earned on entire daily balance if qualification requirements are not met during the monthly qualification cycle.
Qualified rate · 0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly on the last business day of the quarter.
Offer: No interest is paid on balances less than $100.00.
0.10% interest rate · Compounded daily
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit $50. $200 minimum daily balance requirement; $5 monthly service fee if daily balance falls below required daily minimum at any time during the statement cycle. Variable rate account; rate may change after opening. Limited to 4 withdrawals/transfers per 4-week or similar period.
0.05% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - Forcht BankPerformance Money MarketPerformance Money Market · $2,500 min · 0.05%–0.15% by balance
Bank · 21 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2,500 minimum balance requirement, or an aggregate balance of $5,000; if falls below $6 monthly service charge.
Offer: Minimum balance to obtain APY refers to the amount of the principal in the account each day. Interest is compounded daily and paid monthly or quarterly, based on account type. Rate and APY may be subject to change after opening. $6 monthly service charge if balance falls below $2,500 or aggregate balance below $5,000.
0.05% interest rate · Compounded daily · $6 monthly fee · Effective Dec 19, 2024
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $500 minimum balance requirement; $5 monthly service charge if balance falls below minimum.
Offer: $5 monthly service charge if balance falls below $500.
0.05% interest rate · $5 monthly fee · Effective Dec 19, 2024
Rate by balance
Rate by balance for Forcht Friend Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain daily balance of $100 or $3.00 quarterly service charge applies. Fees may reduce earnings.
Offer: Maintain daily balance of $100 or $3.00 quarterly service charge applies. Fees may reduce earnings.
0.10% interest rate · Effective Nov 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees may reduce earnings.
Offer: Minimum balance required to obtain stated APY. Fees may reduce earnings.
0.10% interest rate · Effective Nov 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with C-Plant Federal Credit Union. Inactive savings accounts will be closed 30 days after dropping below par value of $5. Maintain a $5 minimum balance to avoid a $5 inactive account fee.
Offer: Dividends paid quarterly on balances of $5 or more. Maintain $5 minimum balance to avoid $5 inactive account fee.
0.10% interest rate · Effective Jan 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Tiered savings account. Interest is compounded daily and paid monthly. Rates and APYs may change after the account is open. Fees may reduce earnings. Monthly service fee of $10.00 applies if balance falls below $1,000.00. First 6 savings withdrawals per month at no charge, then $2.00 per withdrawal thereafter.
Offer: Minimum daily balance to obtain the disclosed APY is $1.00. Monthly fee waived if balance stays at or above $1,000.00.
0.10% interest rate · Compounded daily · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Capital First Account Balance APY Up to $10,000Your amount 0.10% $10,000 – $25,000 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 – $100,000 0.10% Over $100,000 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded daily and paid monthly. Rates and APYs may change after the account is open. Fees may reduce earnings. First 6 savings withdrawals per month at no charge, then $2.00 per withdrawal thereafter.
Offer: Minimum daily balance to obtain the disclosed APY is $1.00. Minimum amount to open is $500.
0.10% interest rate · Compounded daily · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Qualify for LG&E-KU membership. Must open and maintain Share Account with a $5 minimum balance at all times. No monthly service charge. Provides access to all other credit union services.
0.05% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $500 0.05% $500 – $5,000 0.07% $5,000 – $150,000Your amount 0.10% $150,000 and up 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kentucky
270 accounts at 108 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches