Bank · FDIC insured
Magnolia Bank
A $546.3M bank headquartered in Elizabethtown, KY, with 2 branches in Kentucky. Best rates: CDs 3.80% and savings 1.50% APY.
Magnolia Bank Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#5 of 10 in Elizabethtown, KY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Magnolia Bank
- Headquarters
- 651 W Dixie Ave, Elizabethtown, KY 42701
- FDIC certificate
- 8120 ↗
Branches
2 branches in Kentucky
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Kentucky
2 branches
- Magnolia Bank, IncorporatedMain office651 W Dixie Ave, Elizabethtown, KY 42701Directions
- Parkway Plaza Branch106 Lincoln Dr, Hodgenville, KY 42748Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.96% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.02% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.93% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $106 | $81 | — |
- CapitalLeverage ratio10.96%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.02%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.93%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$106Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Magnolia Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.