Bank · FDIC insured
Bank of Maysville
A $164M bank headquartered in Maysville, KY, with 3 branches in Kentucky. Best rates: CDs 3.30% and savings 0.10% APY.
Bank of Maysville Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#86 of 93 in KentuckyHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Maysville
Founded in 1835 as the oldest independent bank in Kentucky, Bank of Maysville serves northern Kentucky and southern Ohio.
Originally a branch of Bank of Kentucky, it reorganized in 1871, acquired Union Trust Company in 1916, and consolidated with First Standard Bank and Trust in 1919.
The bank moved into its main location in Maysville, Kentucky, in 1920.
- Headquarters
- 20 W 2nd St, Maysville, KY 41056
- FDIC certificate
- 9315 ↗
Branches
3 branches in Kentucky
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Kentucky
3 branches
- Bank of MaysvilleMain office20 W 2nd St, Maysville, KY 41056Directions
- Aa Highway Branch253 Wal Mart Way, Maysville, KY 41056Directions
- Maysville Branch12 W 3rd St, Maysville, KY 41056Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.94% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.12% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.45% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $65 | $81 | — |
- CapitalLeverage ratio16.94%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.12%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.45%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$65Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Maysville are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.