Bank · FDIC insured
Lincoln National Bank
A $454.4M bank headquartered in Hodgenville, KY, with 5 branches in Kentucky. Best rates: CDs 4.65% and savings 0.10% APY.
Lincoln National Bank Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#9 of 10 in Elizabethtown, KY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Lincoln National Bank
Lincoln National Bank traces its roots in Hodgenville, Kentucky back to 1889 and opened under its current name in 1930.
Formed through earlier predecessor institutions including LaRue County Deposit Bank and Farmers National Bank, it later merged with Kentucky Home Bank in 2015.
- Headquarters
- 41 Lincoln Sq, Hodgenville, KY 42748
- FDIC certificate
- 2750 ↗
Branches
5 branches in Kentucky
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Kentucky
5 branches
Elizabethtown area · 3
- The Lincoln National Bank of HodgenvilleMain office41 Lincoln Sq, Hodgenville, KY 42748Directions
- Parkway Branch1002 Lincoln Farm Rd, Hodgenville, KY 42748Directions
- The Lincoln Plaza Branch20 Shawnee Dr, Hodgenville, KY 42748Directions
Louisville/Jefferson County area · 2
- Bloomfield Rd Branch940 Bloomfield Rd, Bardstown, KY 40004Directions
- Lincoln Way Branch500 Lincoln Way, Bardstown, KY 40004Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.89% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.41% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio14.89%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.41%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Lincoln National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.