Bank · FDIC insured
Lincoln National Bank Savings Rates
Lincoln National Bank’s best savings rate is 0.10% APY on $10,000, with its Hi Fi Account (Tiered Money Market). Rates checked October 22, 2026.
How Lincoln National Bank’s savings rates compare
Compared with banks and credit unions near Elizabethtown, KY, where Lincoln National Bank has the most branches. $10,000, best rate first.
This bank’s best
Lincoln National Bank
0.10%APY
- Minimum
- $100
- Earns on $10,000 a year
- $10
Hi Fi Account (Tiered Money Market)
Top rate
West Point Bank
2.07%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $207
2nd-highest rate
Community Trust Bank
1.69%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $169
Lincoln National Bank savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lincoln National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Hi Fi Account (Tiered Money Market)
0.10%APY
The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account each day. Rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Minimum balance to obtain Annual Percentage Yield is $2,500.00. | 0.10% | $10 | Minimum balance to obtain Annual Percentage Yield is $2,500.00. |
| $25,000 – $50,000Minimum balance to obtain Annual Percentage Yield is $25,000.00. | 0.10% | — | Minimum balance to obtain Annual Percentage Yield is $25,000.00. |
| $50,000 – $75,000Minimum balance to obtain Annual Percentage Yield is $50,000.00. | 0.10% | — | Minimum balance to obtain Annual Percentage Yield is $50,000.00. |
| $75,000 – $100,000Minimum balance to obtain Annual Percentage Yield is $75,000.00. | 0.10% | — | Minimum balance to obtain Annual Percentage Yield is $75,000.00. |
| $100,000 – $250,000Minimum balance to obtain Annual Percentage Yield is $100,000.00. | 0.15% | — | Minimum balance to obtain Annual Percentage Yield is $100,000.00. |
| $250,000 and upMinimum balance to obtain Annual Percentage Yield is $250,000.00. Daily balance of $250,000.00 - $999,999.99+. | 0.15% | — | Minimum balance to obtain Annual Percentage Yield is $250,000.00. Daily balance of $250,000.00 - $999,999.99+. |
Sources (1)
- mylnb.com/personal/rates · captured Oct 5, 2026
Closed to new customers
Premier Money Market
0.10%APY
Grandfathered account. The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account each day. Rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum balance to obtain APY is $0.01. | 0.10% | $10 | Minimum balance to obtain APY is $0.01. |
| $25,000 – $99,999Minimum balance to obtain APY is $25,000.00. | 0.10% | — | Minimum balance to obtain APY is $25,000.00. |
| $100,000 and upMinimum balance to obtain APY is $100,000.00. Daily balance of $100,000.00 - $999,999.99+. | 0.15% | — | Minimum balance to obtain APY is $100,000.00. Daily balance of $100,000.00 - $999,999.99+. |
Sources (1)
- mylnb.com/personal/rates · captured Oct 5, 2026
Money Market Account
0.10%APY
Grandfathered account. The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account each day. Rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance to obtain APY is $0.01. | 0.10% | — | Minimum balance to obtain APY is $0.01. |
| $10,000 and upMinimum balance to obtain APY is $10,000.00. Daily balance of $10,000.00 - $999,999.99+. | 0.10% | $10 | Minimum balance to obtain APY is $10,000.00. Daily balance of $10,000.00 - $999,999.99+. |
Sources (1)
- mylnb.com/personal/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.