Bank · FDIC insured
Elkton Bank & Trust Company Savings Rates
Elkton Bank & Trust Company’s best savings rate is 0.10% APY, with its Legacy Saver, with extra requirements. Rates checked October 22, 2026.
How Elkton Bank & Trust Company’s savings rates compare
Compared with banks and credit unions in Kentucky, where Elkton Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Elkton Bank & Trust Company
0.10%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $10
Legacy Saver
Top rate
LG&E Co. Credit Union
5.12%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
General Electric Credit Union
4.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $425
Elkton Bank & Trust Company savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Elkton Bank & Trust Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Legacy Saver
2.00%APY on $10,000
At least 1 direct deposit or ACH credit, at least 12 debit card purchases (minimum $5.00 each), enrolled in e-statements and online banking per monthly qualification cycle. Linked to a free Legacy checking account (Legacy Cash or Legacy Cash Back). Limit 1 account per SSN. No monthly maintenance fees. Variable rate.
| Part of the balance | Rate on that part |
|---|---|
| Up to $200,000 | 1.99% |
On $10,000 the tiers blend to about 2.00% APY, earning $200 a year.
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.